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Find a Bilston Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Bilston? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Bilston home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Bilston conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Bilston

We are buying a 2 bedroom apartment in Bilston with a mortgage. We have a Bilston conveyancer, however the bank advise he's not on their "panel". We have to appoint one of the lender panel conveyancing practices or retain our Bilston solicitor and pay for one of their panel ones to act for them. This feels very unfair; is there anything we can do?

No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Bilston conveyancing solicitor to apply to be on the conveyancing panel.

My uncle passed away 10 months ago and as sole heir and executor I was left the property in Bilston. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Barclays, pay off the mortgage. Is this possible?

Where you intend to refinance then Barclays will insist on your using a conveyancer on the Barclays conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Barclays conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Barclays mortgage is registered as a charge at the Land Registry.

I have justbecome aware that Stirling Law have closed. They conducted my conveyancing in Bilston for a purchase of a leasehold apartment 18 months ago. How can I be sure that my home is registered correctly in the name of the previous owner?

The easiest method to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bilston conveyancing specialists.

Over the last few months I have been searching for a flat up to £195,000 and identified one near me in Bilston I like with amenity areas and station nearby, however it's only got 51 years unexpired on the lease. I can't really find anything else in Bilston in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?

If you require a mortgage the shortness of the lease will likely be problematic. Discount the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.

I am looking for a conveyancing lawyer in Bilston for my remortgage. Is there any facility to check a solicitor's record with the profession’s regulator?

You can read published Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The regulator could recorded call for training purposes.

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