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Find a Bilston Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Bilston? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Bilston conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Bilston

Why would one instruct a Bilston conveyancing firm given that online alternatives are easier on the wallet?

By all means make sure that you shop around for conveyancing costs in Bilston and you should seek an affordable estimate but don’t waste your energy looking for the lowest priced Bilston conveyancer. Identifying the right conveyancer can be the distinction between a seamless and a frustrating move. You need to ensure that you have expert advice from a trusted conveyancer. Emails can't take the place of a telephone discussion and can never replicate a one to one consultation. Our partner firms will find you a qualified and top rated conveyancing solicitor that will handle your conveyancing from from the outset to completion, providing a level of continuity that you rarely receive from an web based conveyancer. Our lawyers will update you as to progress making sure that you are ensuring that you are updated at regular intervals. If you ever need to call the firm you will know who to ask for and we'll ensure you are kept fully informed.

We are about to sign contracts for a property in Bilston. We encountered a stumbling block. Our loan offer with Norwich and Peterborough Building Society runs out on 11/2/2019 but the owners are suggesting a completion date of 13/2/2019. Is it possible to extend the loan offer?

The person best placed to address this issue is your conveyancer who is in a position to calculate whether he or she is better off negotiating with the bank, owner’s solicitors, selling agents or indeed all three based on the history of your house move to date.

As someone with no idea as to the Bilston conveyancing process what’s the number one tip you can give me for the legal transfer of property in Bilston

Not many law firms or advisers will tell you this but conveyancing in Bilston and elsewhere in England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there is an abundance of opportunity for conflict between you and others involved in the house moving process. E.g., the seller, estate agent and on occasion a bank. Choosing a solicitor for your conveyancing in Bilston should not be taken lightly as your conveyancer is your adviser, and is the ONE party in the legal process whose responsibility is to look after your best interests and to keep you safe.

Sometimes a potential adversary will attempt to persuade you that it is in your interests to do things their way. For instance, the selling agent may claim to be assisting by claiming that your conveyancer is wrong. Or your mortgage broker may try to convince you to do take action that is against your solicitors guidance. You should always trust your lawyer above all other parties in the conveyancing process.

I have a renovated Victorian property in Bilston. Conveyancing practitioner acted for me and Godiva Mortgages Ltd. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold with the exact same property. Is it worth asking Godiva Mortgages Ltd to clarify?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bilston and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing practitioner who carried out the work.

What advice can you give us when it comes to finding a Bilston conveyancing firm to carry out our lease extension conveyancing?

If you are instructing a conveyancer for lease extension works (regardless if they are a Bilston conveyancing firm) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We recommend that you speak with two or three firms including non Bilston conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions might be useful:

    If the firm is not ALEP accredited then why not? What volume of lease extensions have they completed in Bilston in the last 12 months?

I purchased a leasehold flat in Bilston, conveyancing formalities finalised half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Similar properties in Bilston with a long lease are worth £211,000. The average or mid-range amount of ground rent is £45 yearly. The lease comes to an end on 21st October 2086

You have 68 years remaining on your lease the likely cost is going to range between £9,500 and £11,000 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure without more detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before seeking the advice of a professional.

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