Our Bilston lawyer has spotted an inconsistency when comparing the information in the home valuation report and what is revealed within the title deeds. My lawyer informs me that he needs to ensure that the lender is happy with this discrepancy and is content to go ahead. Is my solicitor’s approach correct?

Your conveyancer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

Do the Building Society Association intend to launch a searchable register to list solicitors on the Coventry BS conveyancing panel for example in Bilston?

We are not aware of any intention on the part of the BSA to promote such a search facility.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Bilston?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Bilston. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Just had an offer accepted on a new build flat in Bilston. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Bilston

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

Taking into account that I am about to spend hundreds of thousands of pounds on a property in Bilston I would like to have a conversation with the solicitor regarding thehome move in advance of appointing the firm. Is this something that you can arrange?

We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the solicitor due to be carrying out your property ownership legalities in Bilston.There is no ‘factory style conveyancing’ - every client is an important individual, not a file number. The practices that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Bilston should be the figure that you end up paying.