Due to complete my purchase in Kinver next Tuesday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the bank expect the insurance to cover?

All property lawyers on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These requirements are not limited to conveyancing in Kinver.

This question may be naive but I am new to the home moving as FTB of a ground floor flat in Kinver. Do I pick up the keys to the house on completion from my conveyancer? If so, I will appoint a local conveyancing solicitor in Kinver?

On the day of completion you do not need to attend the conveyancers office in Kinver. Your solicitors will transfer the completion advance to the owner’s lawyers, and once they have received this, you should be called to collect the keys from the property Agents and start moving into the property. Usually this happens early afternoon.

I am aiming to move house in July. Will my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you suggest a removal company in Kinver. Conveyancing firm was organised before I stumbled across this page.

On the day of completion you will need to pick up the house keys from the property agent however this should only occur after the previous owners lawyers advise the agent that they acknowledge receipt of the completion payment and the keys can be collected. You should tell the removal company that they can start moving you in. We do not recommend a particular removal organisation but can help you choose a conveyancing in Kinver or a firm with expertise in conveyancing in Kinver.

How can we know in advance if a Kinver conveyancing solicitor on the Nottingham panel is any good?

When it comes to conveyancing in Kinver seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer conducting your conveyancing.

I used Wolstenholmes a few years past for my conveyancing in Kinver. I now require my file but the law firm has closed. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Kinver of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Just had an offer accepted on a new build apartment in Kinver. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Kinver

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

We are midway through buying a residence in Kinver. Conveyancing lawyer has told us the title is "Leasehold". Will this likely make a difference on the marketability of the house?

Kinver conveyancing does not in most situations involve leasehold houses. The crucial factor here is the remaining lease term and the ground rent. If there are hundred of years years remaining with a nominal rent, it's almost the same as freehold, so it shouldn't impact the saleability significantly.

At the other end of the spectrum, if it's, say, 50 years it will have a significant effect on the saleability, and probably wouldn't be mortgageable. The remaining lease term and ground rent will be stated in the lease provided to your conveyancing practitioner.