My financial adviser requires my Droitwich law firm’s panel reference for the Santander conveyancing panel. What is the best way to discover this. I have e-mailed my local Droitwich office but they have not responded to me.
You are best placed to get this information from your Droitwich conveyancer . They keep a central record lender panel numbers.
Would the conveyancing solicitors that you recommend carry out attended exchange conveyancing in Droitwich?
There are a few conveyancing specialists who can conduct one day exchanges. You should contact us to get a conveyancing quote and details as to dates.
Forgive me if this question is silly but I am unseasoned as FTB of a two bedroom flat in Droitwich. Do I collect the keys to the house on completion from my conveyancer? If so, I will appoint a local conveyancing solicitor in Droitwich?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the purchase money to the seller's solicitors, and once they have received this, you should be called to collect the keys from the selling Agents and start moving into the property. This tends to happen early afternoon.
We had appointed solicitors locally in Droitwich on the Principality solicitor panel. They have just invoiced me a separate charge for the legal aspects of the Principality mortgage. Is this an additional conveyancing fee specified by Principality?
Provided it is contained in their Terms and Conditions or Quote then yes your property lawyer can charge a fee for this. This fee is not dictated by Principality but by your Droitwich solicitor. Some firms on the Principality panel will quote ’dealing with mortgage’ fee but some firms incorporate it on their overall fee.
It is not clear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Droitwich bank branch on numerous occasions and was told it does not affect the mortgage offer and they will lend. My Droitwich conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend in accordance with their published requirements. Who do I believe?
As long as the solicitor is on the bank approved list, she or he must adhere to the CML Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
What does commercial conveyancing in Droitwich cover?
Commercial conveyancing in Droitwich incorporates a broad array of advice, provided by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
My father-in-law has encouraged me to instruct his lawyers for conveyancing in Droitwich. Should I choose my own conveyancer?
There are no two ways about it the best way to find a conveyancing solicitor is to get recommendations from friends or relatives who have previously instructed the solicitor you're contemplating using.