I'm in the process of transferring my domestic mortgage to a BTL The Royal Bank of Scotland mortgage. The bank has said that I must appoint a conveyancer as part of the process. I got in contact with the same Belbroughton conveyancing solicitor who acted on my behalf when I initially acquired the property. The fee calculation provided of £500 has surprised me as I am not require purchase conveyancing - it’s just a straightforward remortgage.

The estimate does seem a tad overpriced. If you shop around you may be able to trim some of the cost by say £100 plus VAT. On the other hand, assuming were happy with the legal work the firm gave you maycome to regret choosing an an unknown conveyancer. If is important to be sure that the solicitor can represent The Royal Bank of Scotland. You can make use of our search tool to locate a Belbroughton conveyancing firm on the The Royal Bank of Scotland approved list of lawyers, which can often include conveyancing solicitors in Belbroughton.

I am acquiring a house for cash in Belbroughton. I have lived for the last dozen years in Belbroughton. Conveyancing searches are exorbitant. Given that I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?

In the absence of a home loan, then the vast majority of the Belbroughton conveyancing searches are optional. Your lawyer will 'advise', perhaps strongly, that you should have searches done, but he is duty bound to do this. Do bear in mind; if you are intend to dispose of the house in the future, it may be of importance to your prospective buyer what the searches reveal. On occasion premises with day to day issues can still reveal unpredicted search results. A competent conveyancing solicitor in Belbroughton will be able to give you some helpful advice concerning this.

What is the difference between a licensed conveyancer and conveyancing solicitor in Belbroughton

There are many recorded licenced Conveyancers in Belbroughton and Solicitor firms in Belbroughton who provide Conveyancing services We would stress that both are regulated professionals specialising in the legal aspects of the home buying process. They may both also handle associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

This question may be naive but I am new to the home moving as a 1st time buyer of a ground floor flat in Belbroughton. Do I receive the keys to the house on completion from my conveyancer? If so, I will find a local conveyancing solicitor in Belbroughton?

There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the completion advance to the vendor’s solicitors, and once they have received this, you will be invited to collect the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.

My offer was accepted on a property in Belbroughton on 24/9/2025, valuation was booked 2 days after, received a clean bill of health. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Santander and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Santander conveyancing panel. Are Santander entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am buying a new build house in Belbroughton with a mortgage from Godiva Mortgages Ltd. The builders would not move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent suggested that I not reveal to my solicitor about the side-deal as it may affect my mortgage with Godiva Mortgages Ltd. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the input of my in-laws I had a survey completed on a property in Belbroughton ahead of instructing solicitors. I have been informed that there is a flying freehold element to the house. The surveyor has said that some mortgage companies may not issue a mortgage on this type of premises.

It varies from the lender to lender. HSBC has different instructions from Nationwide. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Belbroughton. Conveyancing may be slightly more expensive based on your lender's requirements.