We are a couple about to exchange contracts for a semi detached house in Belbroughton. We encountered a snag. Our loan offer with Yorkshire Building Society runs out on 14/4/2026 but the sellers are suggesting a completion date of 16/4/2026. Is it possible to extend the mortgage expiry date?

The person best placed to address this concern is your lawyer who will hopefully assess whether they corresponding with the mortgage company, vendor’s lawyers, property agents or indeed all parties based on the circumstances your transaction to date.

How up to date is your database of Belbroughton solicitors on the Nottingham conveyancing panel? Do Nottingham send you an updated list?

Belbroughton conveyancing firms themselves provide us confirmation that they are on the Nottingham conveyancing panel as opposed to being supplied with a list from Nottingham directly.

I'm purchasing my first flat in Belbroughton with a loan from TSB. The builders refused to budge the price so I negotiated 6k of fixtures and fittings instead. The sale representative told me not reveal to my lawyer about this side-deal as it would affect my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a ground for flat up to £235,500 and identified one near me in Belbroughton I like with open areas and railway links in the vicinity, the downside is that it only has 51 years unexpired on the lease. There is not much else in Belbroughton for this price, so just wondered if I would be making a mistake buying a lease with such few years left?

Should you need a home loan the remaining unexpired lease term will likely be problematic. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of twenty four months you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.

We are four weeks into a leasehold purchase having been directed to conveyancers by the high street agent to carry out the conveyancing in Belbroughton. I am not happy. Could you help me find new solicitors?

They would need to be really poor to suggest changing them. Has your mortgage been issued? In the event that it has you must make them aware of the new contact details and have the mortgage documents are re-issued. Your solicitor ideally should be on the mortgage company panel to avoid supplemental charges and complications. That should be your starting point. Our find a solicitor tool will assist you in finding a lender approved lawyer for your conveyancing in Belbroughton