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Recently asked questions about conveyancing in Catshill

A colleague informed me that in purchasing a property in Catshill there could be various restrictions preventing external changes to the property. Is this right?

There are anumerous of properties in Catshill which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Catshill should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Can you help - my lawyer says that lack of planning permission insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Catshill?

The appropriate level of lack of planning permission indemnity insurance depends on who your lender is. It would differ for example between Barclays and Norwich and Peterborough Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.

My wife and I have arranged the release of further funds on our mortgage from Barclays as we want to carry out a loft conversion to our house in Catshill. Do we need to choose a bricks and mortar Catshill solicitor on the Barclays conveyancing panel to handle the legals?

Barclays don't usually require firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Barclays list.

Various internet forums that I have come across warn that are a common cause of obstruction in Catshill conveyancing transactions. Is this right?

The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not figure within the top 10 causes of hindrances in the conveyancing process. Searches are unlikely to feature in any slowing down conveyancing in Catshill.

I completed on my house on 2 September and my personal details are still not on the land registry website. Need I be worried? My conveyancing solicitor in Catshill expressed confidence that it will be formalised in a couple of weeks. Are transfers in Catshill uniquely lengthy to register?

There is nothing unique about conveyancing in Catshill registration formalities. As opposed to being determined by geographic area, timeframes can adjust depending on the party submitting the application, whether there are errors and if the Land registry need to notify any other parties. Currently approximately 80% of submission are completed within 12 days but occasionally there can be longer delays. Historically registration takes place once the new owner is living at the property therefore post completion formalities is not typically an essential issue yet where there is a degree of urgency associated with the registration then you or your lawyers could contact the land registry and explain the circumstances.

Due to the input of my in-laws I had a survey completed on a house in Catshill before instructing conveyancers. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some banks may not issue a mortgage on a flying freehold property.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Nationwide. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Catshill. Conveyancing will be smoother if you use a solicitor in Catshill especially if they are familiar with such properties in Catshill.

What does commercial conveyancing in Catshill cover?

Catshill conveyancing for business premises incorporates a wide array of services, offered by qualified solicitors, relating to business premises. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.

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Find out more about how flying freehold can affect your the value of a property.