I am buying a terrace house in Astwood Bank. We would like to an extension at the rear at the property.Will legal work on the property involve enquiries to see if these works are prohibited?
Your property lawyer should check the deeds as conveyancing in Astwood Bank can sometimes reveal restrictions in the title documents which prohibit certain alterations or need the permission of another owner. Some works call for local authority planning permissions and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.
Is it correct that all Astwood Bank CQS (Conveyancing Quality Scheme) solicitors are on the Co-operative conveyancing list of approved firms?
It is true that some lenders now utilise the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of firms.
It is not clear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Astwood Bank bank branch on numerous occasions and was informed it wasn't a problem and they would lend. My Astwood Bank conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they refuse to lend in accordance with their specific requirements. Who do I believe?
The conveyancer must follow the CML Handbook section two conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
Do commercial conveyancing searches reveal planned roadworks that may affect a commercial land in Astwood Bank?
Many commercial conveyancing solicitors in Astwood Bank will conduct a SiteSolutions Highways report as it reduces the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Astwood Bank. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Astwood Bank.
For each commercial conveyancing transaction in Astwood Bank it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately can cause delays to Astwood Bank commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not ordered for domestic conveyancing in Astwood Bank.
I have a renovated Victorian property in Astwood Bank. Conveyancing lawyer represented me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Astwood Bank and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing practitioner who completed the work.
Should I be wary about brokers that I am dealing with are recommending a web based conveyancing firm rather than a local Astwood Bank conveyancing practice?
As with many service providers, often input from connections can be very helpful. Yet there are numerous parties with a keen interest in a conveyancing deal; estate agents, mortgage brokers and mortgage companies may put forward solicitors to select. On occasion these conveyancers might be known to one of the organisations as one of the best in their field, but occasionally there may be a commercial relationship behind the endorsement. You are at liberty to choose your preferred lawyer. However, bear in mind that the majority of lenders specify a panel list of conveyancers you are obliged to use for the lender related work in your transaction.
I have been sourcing a conveyancing solicitor in Astwood Bank for my home move. Can I check a solicitor's record with the profession’s regulator?
Anyone may read presented Solicitor Regulator Association (SRA) decisions resulting from investigations from 2008 onwards. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA could monitor call for training requirements.