I went with a high street lawyer for our conveyancing in Earlswood yesterday. After carefully reading the official terms of business it is apparent thatI am liable for costs even if our purchase aborts. Would I be best advised to select an on-line conveyancing brokerage offering no-sale-no-fee conveyancing in Earlswood?
Generally there is a concession along the lines that if "No Completion No Fee" is advertised then the conveyancing charges will generally be more expensive to counteract those conveyances that do not go ahead. Dont forget that such offerings rarely cover outlay for instance Earlswood conveyancing search charges.
Can I use your services to recommend a Conveyancing solicitor in Earlswood even if I’m not buying or selling a house, for instance where I intend to acquire a shop in Earlswood with a loan from Britannia?
Our search tool is mainly there to help choose domestic conveyancing solicitors in Earlswood but we have listed at the end of this page a few Earlswood commercial conveyancing firms. You will need to make contact with the firm directly to establish if they can also act for Britannia
I am expecting a DIP from RBS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do RBS recommend any Earlswood solicitors on the RBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Earlswood solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
I recently had an offer accepted on a house in Earlswood. My mortgage broker suggested a property lawyer. I paid an on account payment of £200. A few days later, the solicitor called me embarrassingly acknowledging that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Intending to buy a flat in Earlswood. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Earlswood property lawyer is on the Leeds Building Society conveyancing panel.
My partner and I are planning on selling our home in Earlswood and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any high street Earlswood conveyancer would know this is not the case. It does beg the question why the purchasers instructed an online conveyancing practice as opposed to a conveyancing solicitor in Earlswood. We have lived in Earlswood for 5 years we know of no issue. Is it a good idea to contact our local Authority to get clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Due to the advice of my in-laws I had a survey completed on a property in Earlswood prior to appointing lawyers. I have been advised that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies will not give a loan on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Earlswood. Conveyancing may be slightly more expensive based on your lender's requirements.