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Recently asked questions about conveyancing in Handsworth

Willusing a Handsworth conveyancing solicitor make the ownership transfer smoother?

Generally conveyancing lawyers in your area will have good alliances with your local authority, which could help with your Handsworth conveyancing searches that your lawyer will require. It can only assist if they enjoy strong relationships with the Land Registry in your area Handsworth, other conveyancers in the area and Handsworth Estate Agents.

My son-in-law is buying a house that has just been built in Handsworth with a mortgage from Lloyds. His conveyancer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?

The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Lloyds conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Lloyds conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

Will my lawyer be raising questions regarding flooding as part of the conveyancing in Handsworth.

Flooding is a growing risk for conveyancers carrying out conveyancing in Handsworth. There are those who acquire a property in Handsworth, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Solicitors are not qualified to offer advice on flood risk, but there are a numerous checks that can be undertaken by the buyer or on a buyer’s behalf which should give them a better understanding of the risks in Handsworth. The standard completed inquiry forms supplied to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual question of the seller to find out if the property has historically flooded. In the event that the premises has been flooded in past which is not revealed by the vendor, then a buyer may issue a legal claim for losses as a result of such an misleading response. A purchaser’s lawyers should also commission an environmental search. This will disclose whether there is a recorded flood risk. If so, more detailed investigations should be made.

I used Action Conveyancing several years ago for my conveyancing in Handsworth. Now, I need my documents but the law firm has closed. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Handsworth of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

There are numerous houses in Handsworth on unadopted roads. I am purchasing such a property. Are there any benefits to purchasing a property on a private road?

Handsworth conveyancing lawyers will be used to dealing houseson private. Your solicitor should investigate title to find any rights or liabilities. In many cases there is a management company (wholly owned by residents) that owners make annual payments for the upkeep of the road. If there is one, the road will likely be maintained and appear better than publicly adopted.

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