I am getting a offer of a home loan from Lloyds. My intention is to employ the services of a Licensed Conveyancer in Edgbaston. Does the Lloyds Conveyancing panel include conveyancers regulated by the CLC?
The Lloyds conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My Edgbaston solicitor has discovered a difference when comparing the information in the home valuation survey and what is in the title deeds. My solicitor has advised that he is obliged to ensure that the bank is OK with this discrepancy and is still content to lend. Is my solicitor’s stance correct?
Your property lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Despite weeks of looking the Title Certificate and documents to my house can not be found. The conveyancers who did the conveyancing in Edgbaston 10 years ago no longer exist. What are my next steps?
As long as the title is registered the details of your proprietorship will be recorded by HMLR under a Title Number. It is possible to carry out a search at the Land Registry, locate your property and secure up to date copies of the property title for a small fee. Where the property is Leasehold then the Land Registry will also normally hold a certified copy of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
I have been pointed in your direction by a few estate agents in Edgbaston to locate a solicitor on your site. Is there a financial advantage for Estate Agents to recommend your site rather than a competitor’s?
We refuse to give any commission for directing people to this site. We thought it would be too underhand to pay a commission because home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.
How do I search for a Edgbaston conveyancing solicitor on the bank conveyancing panel? I have a car and am prepared to travel up to twentykilometers to meet the solicitor.
You can use the find a conveyancing panel search on this page. Please choose the lender and your location, in this case Edgbaston and you will see a number of lawyer located nearest Edgbaston. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.