Recently been in touch with my conveyancing solicitor in Edgbaston who acted for me 18 months ago asking for a conveyancing costs illustration based on an identical type of home move (a leasehold property and a freehold property) of almost identical values with a mortgage from Bank of Ireland. I am now being quoted double. Should I hunt for an alternative conveyancer?

The estimate does seem a tad overpriced. If you shop around you might decrease the fees marginally by as much as a hundred pounds. That being said, providing that you were happy with the service the firm provided you mightlive to rue opting for an an unknown conveyancer. Remember to ensure the solicitor can also act for Bank of Ireland. Do make use of our search tool to select a Edgbaston conveyancing firm on the Bank of Ireland member panel, which can often include conveyancing solicitors in Edgbaston.

Our lawyer has identified a a legal deficiency with the lease for the property we are purchasing in Edgbaston. The other side have suggested title insurance as a solution. We are happy with insurance and will pay for it. Our lawyer has advised that he must check that the mortgage company is willing to move forward with this solution. Who is the client here, us or the lender?

The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the bank are the client. Your conveyancer must comply with the UK Finance Lenders’ Handbook specifications. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

We hope to to buy with Coventry BS. I popped in a couple of local solicitors yet cant to find a Edgbaston conveyancing firm on the Coventry BS approved list. Can you assist?

You should make the most of the find a lender approved solicitor tool on this page. Please choose the mortgage company and type Edgbaston or your preferred area and you will be presented with a number of lawyer offices in Edgbaston or near you.

Is it necessary to pay for insurance to cover chancel repairs when purchasing a house in Edgbaston?

Unless a prior purchase of the premises completed post 12 October 2013 you could take it that solicitors handling conveyancing in Edgbaston to continue to advocate a chancel search and or insurance against a claim.

My brother-in-law has suggested I instruct a conveyancing solicitor in Edgbaston. I I would like to check if they are listed on the bank's approved list of lawyers. Can you assist?

It’s a good idea call your lawyer to enquire if they are on the lender's approved list. If that does not help get in touch with us and we can investigate and revert. Should the firm not be on the lender panel we we can help find a specialist conveyancing solicitor in Edgbaston on the panel for your lender.