I am expecting a mortgage with Lloyds. My intention is to enlist the help of a Licensed Conveyancer in Edgbaston. Does the Lloyds Solicitor panel allow for conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I have todaybeen informed that Arc property Solicitors have been shut down. They carried out my conveyancing in Edgbaston for a purchase of a leasehold apartment 18 months ago. How can I check that the property is registered correctly in the name of the previous owner?
The easiest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Edgbaston conveyancing specialists.
I have been on the look out for a leasehold apartment up to £235,500 and found one round the corner in Edgbaston I like with a park and railway links in the vicinity, however it only has 51 remaining years left on the lease. There is not much else in Edgbaston in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you require a home loan the remaining unexpired lease term will likely be a potential deal breaker. Discount the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for at least 2 years you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this matter.
Given that I am about to part with 450k on 3 bedroom house in Edgbaston I wish to have a conversation with the solicitor about myhome move before appointing the firm. Can this be arranged?
Absolutely - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer due to be conducting your property ownership legalities in Edgbaston.There is no ‘factory style conveyancing’ - every client is unique individual, not a case reference. The practices that we put you in touch with believe that the figure you are provided with for your conveyancing in Edgbaston should be the amount on the final invoice that you end up paying.
How easy is it to change a solicitor as I need to find a Edgbaston based one who is on the mortgage company conveyancing panel. Is it advisable to appoint a new law firm?
In the event that you have not formally instructed a solicitor to do anything for you and at this stage simply received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Edgbaston that you're thinking of instructing.