My grandmother passed away last year and as sole heir and executor I was left the house in Acocks Green. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this possible?
Where you plan to refinance then Bank of Ireland will insist on your using a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.
What is the difference between a licensed conveyancer and conveyancing solicitor in Acocks Green
There are many recorded licenced Conveyancers in Acocks Green and Solicitor firms in Acocks Green who provide Conveyancing services It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. Both can deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
Are all Acocks Green Conveyancing Quality Solicitors on the TSB conveyancing list of approved solicitors?
A selection of banks and building societies now utilise the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.
I am currently in the process of buying my council flat in Acocks Green. I have a mortgage offer with Barclays. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
My company is looking to lease a unit on the high street. Can you recommend lawyers offering fixed fees for non-domestic conveyancing in Acocks Green for under 2k?
We can recommend firms who have specialist knowledge of commercial conveyancing in Acocks Green, including the sale and acquisition of businesses as well as simply premises. If you are looking to purchase or lease a shop, pub, restaurant, office, retail unit or a whole business we will put you in touch with the right firm. As for the charges this will depend on the structure and heads of terms of the deal. Let us have your contact information or telephone us so that we may furnish you with comprehensive commercial conveyancing calculation.
We're first time buyers - agreed a price, but the estate agent informed us that the owners will only issue a contract if we use the agent's recommended solicitors as they need an ‘expedited deal’. Our preferred option is to instruct a high street conveyancer used to conveyancing in Acocks Green
It is highly unlikely the sellers are driving this. Should the owner desire ‘a quick sale', taking such a hostile approach to a serious purchaser is counter productive. Bypass the agents and go straight to the sellers and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you do not need to sell (d) you intend to proceed fast (e)however you are going to instruct your preferred Acocks Green conveyancing solicitors - as opposed tothose that will give the estate agent a referral fee or achieve conveyancing targets pre-set by HQ.
My folks are unable to locate their Acocks Green property on the HM Land Registry online search facility. They have a vague recollection 50 years ago when they acquired the house there were complications regarding Acocks Green not being identified on some systems.
Almost all residences in Acocks Green should be revealed. Have you attempted a search to just the postcode. Normally it will reveal all the premises within that postcode. Where recorded it will show up with a title number. If they bought fifty years ago it's conceivable it may be unrecorded. The address could still be revealed but with the title number shown 'na'. In this scenario you will need to find the original title deeds which could be with your parent’s lender.