I am buying a semi-detached house in Barnt Green. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Barnt Green you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Barnt Green.

Does a directory service exist listing RBS panel solicitors in Barnt Green on the UK Finance Lenders’ Handbook Website?

No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. Very few lending institutions make their panel listings viewable over the internet. Where you are looking for a Barnt Green conveyancing practitioner on the RBS please use our facility.

My wife and I are in the process of viewing flats in Barnt Green and I am now considering a potential offer. Is it too early to have a solicitor in place? I am planning to take a home loan with Yorkshire BS.

You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are obtaining a mortgage with Yorkshire BS, ask your prospective lawyers if they are on the Yorkshire BS conveyancing panel otherwise they can't do the mortgage legal work.

I am selling my flat. I had a double glazing fitted in April 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Co-operative are being difficult. The Barnt Green solicitor who is on the Co-operative conveyancing panel is saying indemnity insurance will be fine but Co-operative are insisting on a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?

It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Various online forums that I have visited warn that are the main reason for obstruction in Barnt Green house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) released conclusions of a review by MoveWithUs that conveyancing searches do not feature within the most frequent causes of hindrances during the legal transfer of property. Searches are not likely to feature in any holding up conveyancing in Barnt Green.

In what way does the Landlord & Tenant Act 1954 impact my commercial property in Barnt Green and how can your lawyers assist?

The 1954 Act gives protection to business lessees, granting the right to make a request to court for a continuation of occupancy when the lease comes to an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Barnt Green is one of the hundreds of locations in which our lawyers are based

Being a leasehold owner I am on the hook for a maintenance fee for my property in Barnt Green. Due to redundancy and personal issues I slipped into arrears with payments. I negotiated a clearance schedule but there is still approximately £1750 outstanding as of today.

I am under pressure to sell and I am concerned this will threaten to derail the sale if I have to discharge the arrears first. I'd like to sell up and subsequently pay them back with the completion monies - is this viable?

You should speak with the conveyancer handling your Barnt Green conveyancing but it might be possible to arrange for the outstanding amount to be transferred to the buyers. The purchase price they pay would be adjusted to reflect the amount of debt they assume. They would then pay the outstanding monies following completion of the sale.