I happen to be the sole recipient of my late father’s estate and I have everything in my name alone, including the house in Rednal. The Rednal property was put into my name in October. I now wish to sell up. I do know about the Mortgage Lenders six month 'rule', which means that my property ownership may be considered the same way as if I'd bought the property in October. Do I have to wait 6 months to sell?
The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be impacted by that. How sensible a view banks take of it, depend on the lender as this provision is principally there to identify the purchase and immediately sell or the wholesaling and assigning of properties.
I am currently in the process of buying my council flat in Rednal. I have a mortgage offer with UBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
I had an offer accepted on an apartment in Rednal on 26/9/2025, valuation was booked five days later, received a clean bill of health. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Are Skipton entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
I completed on my flat on 6 June and the transaction details is not yet registered. Need I be worried? My conveyancing solicitor in Rednal said it will be registered in less than a month. Are properties in Rednal particularly slow to register?
There is nothing unique when it comes to conveyancing in Rednal registration formalities. As opposed to being determined by geographic area, timeframes can adjust subject to the party submitting the application, whether it is in order and whether the Land registry communicate with any other persons or bodies. Currently approximately three quarters of submission are completed in less than three weeks but occasionally there can be protracted hold-ups. Registration is effected after the new owner has moved in to the property therefore 'speed' is not usually top priority but if it is urgent that the the registration takes place urgently then you or your lawyers must contact the land registry and explain the circumstances.
I opted to have a survey done on a house in Rednal in advance of instructing solicitors. I have been advised that there is a flying freehold aspect to the property. The surveyor has said that some mortgage companies will not give a loan on this type of home.
It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Rednal. Conveyancing may be slightly more expensive based on your lender's requirements.
Frank (my husband) and I may need to sub-let our Rednal garden flat temporarily due to a career opportunity. We instructed a Rednal conveyancing practice in 2003 but they have since shut and we did not have the foresight to get any guidance as to whether the lease permits subletting. How do we find out?
Your lease dictates relations between the freeholder and you the flat owner; in particular, it will say if subletting is banned, or permitted but only subject to certain conditions. The accepted inference is that if the lease contains no specific ban or restriction, subletting is permitted. The majority of leases in Rednal do not contain subletting altogether – such a provision would undoubtedly devalue the property. In most cases there is simply a requirement that the owner notifies the freeholder, possibly sending a copy of the tenancy agreement.
I acquired a split level flat in Rednal, conveyancing having been completed 8 years ago. How much will my lease extension cost? Comparable flats in Rednal with an extended lease are worth £176,000. The ground rent is £50 per annum. The lease runs out on 21st October 2075
With just 50 years unexpired we estimate the premium for your lease extension to span between £31,400 and £36,200 as well as costs.
The figure above a general guide to costs for renewing a lease, but we are not able to supply the actual costs in the absence of detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward based on this information before getting professional advice.
I am Googling for Rednal online conveyancing estimates. Can I be sure that all the Rednal law firms that are identified on your directory are on the mortgage company conveyancing panel?
The law firms on our directory have advised us that they are on the mortgage company panel and agreed to advise us to take down their listing in the event of removal off of the bank panel. To date we have not been informed by either a lender or a member of the public that the data about a specific Rednal firm being on the bank conveyancing panel is incorrect.