Completed the sale of my flat in Chaddesley Corbett last November yet the purchaser is e-mailing me complaining that his lawyer is waiting to hear from mysolicitor. What should have happened following completion?
After completion of your disposal your lawyer is committed to deliver the transfer documentation and all supplemental paperwork to the purchaser's solicitors. Depending on the transaction, your conveyancer should also confirm that the mortgage has been paid off to the purchasers solicitors. There are no post completion procedures peculiar conveyancing in Chaddesley Corbett.
We are getting a further advance on our home loan from UBS as we want to conduct alterations to our house in Chaddesley Corbett. Do we need to appoint a high street Chaddesley Corbett solicitor on the UBS conveyancing panel to handle the legals?
UBS would not normally appoint firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS conveyancing panel.
After weeks of negotiation I have agreed a price on a house in Chaddesley Corbett. My mortgage broker pressured me to appoint their property lawyer. I paid an on account payment of £225. Shortly after, the conveyancer called me embarrassingly acknowledging that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Planning on purchasing a maisonette in Chaddesley Corbett. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Chaddesley Corbett solicitor is on the Bank of Ireland conveyancing panel.
My colleague advised me that if I am purchasing in Chaddesley Corbett I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Chaddesley Corbett conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about Chaddesley Corbett around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Chaddesley Corbett Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful data about Chaddesley Corbett.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Chaddesley Corbett. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Chaddesley Corbett
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are architect prepared. There must be mutual enforceability of lessee’s covenants. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
Completion is due on the sale of our £275,000 flat in Chaddesley Corbett next Monday. The managing agents has quoted £324 for Landlord’s certificate, building insurance schedule and 3 years service charge statements. Is the landlord entitled to charge exorbitant fees for a flat conveyance in Chaddesley Corbett?
Chaddesley Corbett conveyancing on leasehold maisonettes usually requires the purchaser’s solicitor submitting enquiries for the landlord to answer. Although the landlord is not legally bound to address such questions most will be content to assist. They are at liberty to invoice a reasonable administration fee for answering questions or supplying documentation. There is no upper cap for such fees. The average fee for the information that you are referring to is £350, in some situations it is above £800. The management information fee demanded by the landlord must be accompanied by a synopsis of entitlements and obligations in relation to administration fees, without which the invoice is not strictly payable. In reality one has little option but to pay whatever is demanded if you want to complete the sale of your home.
Leasehold Conveyancing in Chaddesley Corbett - A selection of Questions you should consider Prior to buying
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How long is the Lease? Many Chaddesley Corbett leasehold flats will incur a service bill for maintenance of the building set on behalf of the landlord. Where you purchase the apartment you will have to pay this charge, usually quarterly accross the year. This can be anything from a few hundred pounds to thousands of pounds for buildings with lifts and large communal areas. In all probability there will be a rentcharge to be met annual, ordinarily this is not a exorbitant figure, say approximately £25-£75 but you need to enquire it because on occasion it could be surprisingly expensive. What is the maintenance charge and ground rent on the apartment?