Can you recommend a Bank of Scotland approved Kidderminster conveyancing practice who can have us moved in within a very limited time frame? Am I best advised to choose a local Kidderminster practice or a nationwide conveyancer?
We would be happy to suggest some excellent Kidderminster conveyancing firms. You can also walk up the main road in Kidderminster. Approach a couple of firms and request to see a conveyancing solicitor for a quote. Explain your time frames together with your reasons and ask for a commitment on your deadline. Select the lawyer that appears most efficient.
Can I use your services to recommend a Conveyancing solicitor in Kidderminster even if I’m not purchasing or disposing of a house, for example if I want to acquire a shop in Kidderminster with a mortgage from Lloyds TSB Bank?
The service is mainly there to find domestic conveyancing solicitors in Kidderminster but we have recorded towards the end of this page a selection of Kidderminster commercial conveyancing firms. You will need to speak with the company directly to see if they can also act for Lloyds TSB Bank
I'm purchasing my first flat in Kidderminster with a mortgage from Britannia. The sellers refused to budge the price so I negotiated £7000 of additionals instead. The property agent suggested that I not reveal to my conveyancer about this extras as it may put at risk my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Kidderminster is the location of the property. Is there any guidance you can impart?
Flying freeholds in Kidderminster are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Kidderminster you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kidderminster may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am using a search engine for the term conveyancing in Kidderminster it brings up many solicitorsin the vicinity. How do I determine which is the suitable conveyancing solicitor for me?
The best way of finding a suitable conveyancer is through a personal recommendation, so enquire of colleagues and family who have bought a property in Kidderminster or a reputable estate agent or financial adviser. Charges for conveyancing in Kidderminster differ, so it's sensible to request a minimum of three quotes from varying types of solicitors. Make sure that you clarify what costs in the quote includes.