We see that you have a search directory listing firms on the Clydesdale conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Kidderminster?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Kidderminster.
What is the difference between a licensed conveyancer and conveyancing solicitor in Kidderminster
Two types of professional can do conveyancing in Kidderminster namely CLC regulated conveyancers or solicitors. The two can administer conveyancing services that required to complete the disposal or purchase of property. Both are obliged to conduct Kidderminster conveyancing on similar quality and guidelines so you may be sure that your conveyancing will be professionally conducted and that all requisite steps should be suitably adhered to.
My husband and I are in the process of viewing houses in Kidderminster and I am about to put in an offer. Is it best to have a lawyer on ‘stand by’? I will be getting a mortgage with Nottingham.
It would be sensible to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are getting a mortgage with Nottingham, ask your prospective lawyers if they are on the Nottingham conveyancing panel otherwise they can't do the mortgage legal work.
After what seems like an age I have had an offer on a maisonette in Kidderminster agreed to, but there is a chain. The owners have offered on on an apartment, but it’s not yet agreed to, and are looking at other flats in the pipeline. I have chosen a bricks and mortar conveyancing solicitor in Kidderminster. What should be my next step? At what stage should I apply for the mortgage with RBS?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is in the region of £1k, then survey, Kidderminster conveyancing search fees, etc). First, you should check that your conveyancer is on the RBS conveyancing panel. As to the subsequent steps this very much depends on the uniqueness of your case, desire for the property and on the state of the market. During a hot market the majority of buyers would apply for the mortgage with RBS and pay for the valuation and only if it was satisfactory would they pay their lawyer to press on with the conveyancing in Kidderminster.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a house in Kidderminster? or I am told that there is historic law that means some house owners residing in a parish church boundary may be liable to pay for maintenance to the chancel within the church. Is this a legitimate concern for conveyancing in Kidderminster?
Unless a prior purchase of the house took place post 12 October 2013 you could expect solicitors conducting conveyancing in Kidderminster to remain encouraging a chancel search and or insurance against a claim.
Due to the encouragement of my in-laws I had a survey completed on a property in Kidderminster before appointing solicitors. I have been advised that there is a flying freehold aspect to the house. Our surveyor has said that some banks will not issue a loan on a flying freehold house.
It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Kidderminster. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Kidderminster to see if the conveyancing costs will increase in light of this.
Am I better off to appoint a Kidderminster conveyancing practitioner in close proximity to the house I am purchasing? I have an old university friend who can perform the legal formalities however they are based 200miles drive away.
The benefit of a local Kidderminster conveyancing practice is that you can attend the office to sign paperwork, present your identification documents and apply pressure on them if necessary. Having local Kidderminster know how is a benefit. However it's more important to get someone that will pull out all the stops for you. If you know people who instructed your friend and they were content that must outweigh using an unfamiliar Kidderminster conveyancing solicitor just because they are Kidderminster based.