The deeds to my home can not be found. The conveyancers who did the conveyancing in Blakedown 10 years ago have long since closed. What do I do?
You no longer need to have the physical deeds to evidence that you are the owner of your registered land or premises, given that the Land Registry hold details of all registered land or property electronically.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a quick, no chain conveyancing. Blakedown is the location of the property. Can you offer any guidance?
Flying freeholds in Blakedown are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Blakedown you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Blakedown may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am downsizing from my home. My previous solicitors closed down. It would be helpful to have a recommendation of a conveyancing firm. Im based in Blakedown if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in Blakedown. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
I am intending to let out my leasehold apartment in Blakedown. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?
Even though your previous Blakedown conveyancing lawyer is not available you can review your lease to check if you are permitted to let out the property. The rule is that if the deeds are non-specific, subletting is permitted. There may be a precondition that you are obliged to obtain consent from your landlord or some other party in advance of subletting. This means you not allowed to sublet in the absence of first obtaining consent. The consent is not allowed to be unreasonably turned down. If the lease does not allow you to sublet you should ask your landlord if they are willing to waive this restriction.
I purchased a 1 bedroom flat in Blakedown, conveyancing formalities finalised August 1995. How much will my lease extension cost? Corresponding flats in Blakedown with over 90 years remaining are worth £221,000. The ground rent is £50 yearly. The lease ceases on 21st October 2090
With 70 years remaining on your lease we estimate the premium for your lease extension to range between £9,500 and £11,000 plus costs.
The figure above a general guide to costs for extending a lease, but we are not able to advice on the actual costs without more detailed investigations. You should not use this information in tribunal or court proceedings. There may be other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not move forward based on this information without first getting professional advice.
My partner and I are purchasing a garden flat in Blakedown. When we first instructed conveyancer, they said that they were on all major UK lender panels. The mortgage broker called just now to advise that they don't seem to be on the RBS approved list. Should that be true, what should we do? Do we simply choose a different property lawyer that is on their panel or should we pay for dual representation, with RBS appointing their own approved property lawyer.
Where you are buying a property requiring a mortgage it is normal for the purchaser’s solicitors to also act for the purchaser's lender. In order to act for a bank or building society a conveyancing practitioner has to be on that lender's list of approved lawyers. An application has to be made by the conveyancing practitioner to the lender to become a member of the lender's panel and there are increasingly strict criteria which the conveyancer has to meet. Some mortgage companies now require their panel firms to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact RBS to find out if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on RBS's conveyancing panel as you are at liberty to use your preferred Blakedown lawyers, in which case your legal fees may increase, and it may delay matters as you are adding another solicitor into the equation.