Can the conveyancing lawyers listed on your site execute attended exchange conveyancing in Blakedown?

There are a few conveyancing specialists carrying out one day exchanges. You should contact us to get a conveyancing quote and details as to availability.

Do all mortgage companies provide you with an approved list of Blakedown conveyancing solicitors? How do you know who is on the Yorkshire BS conveyancing panel?

Blakedown conveyancing firms themselves provide us confirmation that they are on the Yorkshire BS conveyancing panel as opposed to being supplied with a list from Yorkshire BS directly.

The Blakedown conveyancing solicitors that I recently instructed on my house acquisition in Blakedown have without warning shut down. I only went with them because I needed a solicitor on the Nottingham conveyancing panel and my previous Blakedown lawyer was not. I gave my credit card details for them to take £195 for searches. What do I do now?

Assuming that you have an Estate Agent in the equation then let them know immediately so that they advise the vendors that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Nottingham conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to help.

Please help - my lawyer says that absentee landlord insurance is needed on my purchase. What is the level of cover for Blakedown conveyancing?

The right level of absentee landlord indemnity insurance depends on your lender. It would differ for example between Barclays and The Royal Bank of Scotland. Conveyancing solicitors as opposed to members of the public take out such policies.

When it comes to mortgage companies such as Skipton, do Blakedown solicitors incur an annual charge to be on the conveyancing panel?

We are unaware of any mortgage company fees to be on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.

Planning on purchasing a house in Blakedown. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Blakedown conveyancing practitioner is on the Kent Reliance conveyancing panel.

Last April I purchased a leasehold flat in Blakedown. Do I have any liability for service charges for periods before my ownership?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Blakedown Leasehold Conveyancing - Examples of Queries before Purchasing

Is there a share of the freehold? The answer will be useful as a) areas can cause problems for the block as the common areas may start to deteriorate if maintenance remain unpaid b) if the leasehold owners have a dispute with the managing agents you will need to know about it Its a good idea to discover as much as you can about the company managing the building as they will impact your use and enjoyment of the property. As the owner of a leasehold property you are often in the clutches of the managing agents both financially and when it comes to every day issues such as the tidiness of the communal areas. Don't be afraid to ask prospective neighbours what they think of them. On a final note, find out the dates that the maintenance fees are due to the appropriate party and precisely what you get for your money.