I acquired my flat on 1 February and my personal details is not yet on the land registry website. Should I be concerned? My conveyancing solicitor in Claverley expressed confidence that it will be formalised in less than a month. Are titles in Claverley uniquely lengthy to register?
There is nothing unique about conveyancing in Claverley registration formalities. Rather than based on location, timescales can vary subject to the party submitting the application, whether there are errors and if the Land registry need to notify any 3rd persons or bodies. Currently roughly 80% of submission are completed within 12 days but occasionally there can be longer hold-ups. Historically registration takes place after the buyer has moved in to the premises so registration formalities is not always primary concern yet where it is urgent that the the registration takes place urgently then you or your lawyers must communicate with the Registry to express the reasoning for an expedited registration.
I'm buying a new build house in Claverley with the aid of help to buy. The builders would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent advised me not disclose to my conveyancer about this deal as it may impact my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Claverley is where the house is located. What do you suggest?
Flying freeholds in Claverley are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Claverley you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Claverley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
In what way can the Landlord & Tenant Act 1954 affect my business offices in Claverley and how can your lawyers assist?
The 1954 Act affords protection to commercial leaseholders, granting the right to apply to court for a renewal tenancy and remain in occupation when the lease comes to an end. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and handle your commercial conveyancing in Claverley
My cousin has recommend that I instruct his lawyers for conveyancing in Claverley. Do I take his advice?
No doubt the ideal way to find a conveyancing practitioner is to get feedback from friends or relatives who have experience in using the conveyancer that you are are thinking of instructing.