We're in Claverley, First time buyers purchasing with a mortgage (lender is Virgin Money , and our solicitor is on the Virgin Money conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Virgin Money conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

My business partner and I are wishing to lease a unit on a shopping parade. Can you recommend lawyers offering no-move-no charges for non-domestic conveyancing in Claverley for under 2k?

We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Claverley, including the sale and acquisition of businesses as well as simply property. Whether you are looking to purchase or lease a shop, pub, restaurant, office, retail unit or a whole business we can put you in touch with the right solicitor. Regarding the costs this will depend on the structure and heads of terms of the proposed transaction. Let us have your details or email so as to enable us to furnish you with a detailed commercial conveyancing calculation.

I need to appoint a conveyancing solicitor for residential conveyancing in Claverley. I have chance upon a site which seems to have the perfect solution If it is possible to get all formalities completed via phone that would be ideal. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I've recently bought a leasehold property in Claverley. Am I liable to pay service charges relating to a period prior to my ownership?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Claverley Conveyancing for Leasehold Flats - A selection of Queries Prior to buying

Is anyone aware of any major works on the horizon that will likely increase the maintenance charges? In the main the cost for major works are not included within maintenance charges, albeit that there some managing agents in Claverley require leaseholders to pay into a reserve fund and this is used to offset against major works.

I am considering appointing an online lawyer ahead of a Claverley conveyancing practice. Am I making a mistake?

Advantages do exist in having the opportunity to pop in to a local Claverley conveyancing solicitor for example

• signing papers on short notice
• getting one on one explanations of things that need explaining
• the ability to raise concerns if things go pear-shaped

When analysing quotes, look out for hidden extras. Most decent Claverley high street solicitors give an all-inclusive price. Many online companies seem to offer discounted prices, yet have hidden 'extras' in the small print.