Is there a list of Coventry BS panel conveyancers in Claverley on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. A small selection of banks make their panel listings open the public online. Where you are seeking to appoint a Claverley solicitor on the Coventry BS please use our tool.
I have paid off my mortgage with Co-operative. I assume I don't need a Claverley conveyancer on the Co-operative panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
I am due to exchange contracts on my house. I had a double glazing fitted in February 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Nottingham are being pedantic. The Claverley solicitor who is on the Nottingham conveyancing panel is saying indemnity insurance will be fine but Nottingham are requiring a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Despite weeks of looking the Title Certificate and documents to our house can not be found. The solicitors who dealt with the conveyancing in Claverley 4 years ago are no longer around. What are my options?
These day there are copies made of almost everything, and your conveyancer should know precisely where to find all the relevant paperwork so you may purchase or dispose of your property without any difficulty. Where duplicates can’t be found, your solicitor can put in place insurance or indemnities against future claims on your property.
How does conveyancing in Claverley differ for newly converted properties?
Most buyers of new build or newly converted property in Claverley contact us having been asked by the builder to exchange contracts and commit to the purchase even before the house is ready to move into. This is because builders in Claverley usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Claverley or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what should have been a quick, chain free conveyancing. Claverley is the location of the property. Can you shed any light on this issue?
Flying freeholds in Claverley are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Claverley you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Claverley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My mum and dad cant seem to find their Claverley land registry title on the online search facility. They have a vague memory 50 years ago when they purchased the house there were complications with Claverley not being identified on some systems.
The vast majority of premises in Claverley should appear. Have you limited your search with just the postcode. Ordinarily it will disclose all the properties within that postcode. Assuming the property is registered it will show up with a title number. Where they bought back in the 70’s it's conceivable it may be unrecorded. The property may still be revealed but with the title number identified as 'na'. In this scenario you will need to track down the original title documentation which could be with your parent’s mortgage company.