I require conveyancing for a flat in a relatively new development (five years old) in Bridgnorth. Almost all the appartments have already been sold. Is it really necessary to order conveyancing searches for my conveyancing in Bridgnorth?
Conveyancing Searches are a vital link in the Bridgnorth conveyancing process. There are hundreds search providers conducting Bridgnorth conveyancing searches, as well direct from the local authority. These are usually referred to as personal search organisation and they produce, not surprisingly, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must obtain their data from the local authoritative source.
Two weeks ago we had a mortgage agreed in principle with Skipton. Bridgnorth conveyancing solicitors are chosen. What is the average time that one could expect to receive a mortgage offer from Skipton?
There is no definitive answer here. Have Skipton completed the valuation? Have you informed Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have paid off my mortgage with Skipton. I assume I don't need a Bridgnorth solicitor on the Skipton panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
Completion of my purchase has taken place for my property in Bridgnorth. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
We are downsizing from our property in Bridgnorth and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any high street Bridgnorth conveyancer would know that there is no such problem. It does beg the question why the buyers instructed a web based conveyancing outfit rather than a conveyancing solicitor in Bridgnorth. We have lived in Bridgnorth for 4 years we know of no issue. Is it a good idea to get in touch with our local Authority to get clarification that there is no issue.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I am using a search engine for the phrase on line conveyancing in Bridgnorth it reveals numerous property lawyerslocally. With so much choice what is the best way to find the right conveyancer for the sale of my house?
The preferential method of seeking the right conveyancer is via personal recommendation, so seek the opinion of colleagues and relatives who have purchased a property in Bridgnorth or the reputable estate agent or mortgage broker. Charges for conveyancing in Bridgnorth vary, so it's advisable to obtain at least four quotes from different property lawyers. Dont forget to clarify that the fees are fixed.
Is there a distinction between surveying and conveyancing in Bridgnorth?
Conveyancing - in Bridgnorth or anywhere in England and Wales - is the legal term given to transferring legal title of property from one person to another. It involves the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are buying and will help you find out about the condition of the building and, if there are problems, give you a powerful reason for reducing the price down or asking the seller to remedy the problems before you complete your move.