My husband and I are nearing an exchange on a house in Cleobury Mortimer and my mum and dad have transferred the 10% deposit to my conveyancer. I am now advised that as the deposit has not arrived from me my conveyancing practitioner needs to disclose this to my mortgage company. I am advised that, in also acting for the lender he must inform them that the balance of the purchase price is coming from anyone other than me. I advised the lender concerning my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?

The property lawyer is obliged to clarify with the bank to make sure that they are aware that the balance of the purchase price is not from your own resources. The solicitor can only disclose this to your bank if you agree, failing which, your lawyer must cease to continue acting.

My relative suggested that where I am buying in Cleobury Mortimer I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is occasionally quoted for as part of the standard Cleobury Mortimer conveyancing searches. It is not a small document of about 40 pages, listing and detailing significant information about Cleobury Mortimer around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data about Cleobury Mortimer.

I have todaybeen informed that Stirling Law have closed. They conducted my conveyancing in Cleobury Mortimer for a purchase of a freehold house 10 months ago. How can I be sure that my home is registered correctly in the name of the previous owner?

The quickest way to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Cleobury Mortimer conveyancing specialists.

I am buying a new build flat in Cleobury Mortimer. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Cleobury Mortimer

Please confirm the Lease plans are architect prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

Should local authority consent be required to convert a single dwelling into two flats in Cleobury Mortimer? This has occurred to a house adjacent to a friend in Cleobury Mortimer and was not aware of it happening until it was done.

Planning permission is needed for splitting a single dwelling in Cleobury Mortimer into flats but possibly not for converting back to single dwelling-house so, simply put, yes.