I am purchasing a house mortgage free in Priorslee. I have lived for the previous 15 years in Priorslee. Conveyancing searches are expensive. Given that I know the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?

In the absence of a home loan, then almost all of the Priorslee conveyancing searches are optional. Your solicitor will ’encourage you, no-doubt strongly, that you should have searches done, but she is duty bound to do this. Do bear in mind; if you are intend to dispose of the house in the future, it will be of importance to your prospective purchaser what the searches contain. On occasion properties with day to day issues can still show up unpredicted search results. A competent conveyancing solicitor in Priorslee should be able to give you some sensible advice here.

Why do I have to pay up front when it comes to conveyancing in Priorslee?

If you are buying a property in Priorslee your lawyer will ask you put them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. When the deposit is as part of the total price then this should be needed shortly prior to contracts are exchanged. The closing balance that is due will be payable shortly before completion.

I am purchasing a detached bungalow in Priorslee. The intention is to an extension at the rear at the property.Will legal due diligence on the property include checks to see if these works were previously refused?

Your conveyancer will check the deeds as conveyancing in Priorslee will sometimes reveal restrictions in the title documents which prevent certain alterations or need the consent of another owner. Many extensions call for local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be wise to check these issues with a surveyor before you commit yourself to a purchase.

My husband and I are in the process of viewing flats in Priorslee and I am now considering a potential offer. Is it premature to have a solicitor in place? I will be getting a mortgage with Leeds Building Society.

It would be advisable to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. Given that you are obtaining a mortgage with Leeds Building Society, ask your prospective lawyers if they are on the Leeds Building Society conveyancing panel otherwise they can't do the mortgage legal work.

I am currently in the process of buying my council flat in Priorslee. I have a mortgage agreed with Yorkshire BS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.

Due to the advice of my in-laws I had a survey completed on a property in Priorslee ahead of instructing conveyancers. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some banks will not issue a loan on a flying freehold property.

It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to telephone us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Priorslee. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Priorslee to see if the conveyancing will be more expensive.

Looking forward to complete next month on a studio apartment in Priorslee. Conveyancing lawyers assured me that they are sending me a report on Monday. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Priorslee should include some of the following:

Are you allowed to have a pet in the flat? Whether your lease has a provision for a sinking fund? It needs to be made clear to you if the lease permits you to change or improve aspects of the property- you should be made aware as to whether it relates to all alterations or just structural alteration, and whether consent is required Rent payments - what is due and when is collected, and be on notice if this is subject to change Where does the liability rest to repair and maintain the main walls and foundations. It is important that you know who is liable for the repair and maintenance of all parts of the block and estate

Priorslee Conveyancing for Leasehold Flats - Sample of Queries before buying

What is the name of the managing agents? What is the yearly maintenance fee and ground rent?