I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Tunstall. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 22/11/2025, the requirements read as follows :
How does conveyancing in Tunstall differ for newly converted properties?
Most buyers of new build property in Tunstall approach us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is built. This is because builders in Tunstall usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Tunstall or who has acted in the same development.
I am looking for a ground for flat up to £195,000 and found one near me in Tunstall I like with amenity areas and railway links in the vicinity, however it only has 49 years on the lease. There is not much else in Tunstall in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you need a home loan the shortness of the lease will likely be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least twenty four months you can request that they start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.
My company is hoping to lease a unit on the high street. Can you recommend conveyancers offering no-move-no costs for commercial conveyancing in Tunstall for under 2k?
We can recommend firms who host a wealth of experience of commercial conveyancing in Tunstall, including the sale and acquisition of businesses as well as simply premises. Whether you are hoping to acquire or sell a shop, pub, restaurant, office, retail premises or a whole business we will find you the right solicitor. Regarding the charges this will depend on the structure and heads of terms of the deal. Please provide us with your details or telephone so as to enable us to furnish you with a detailed commercial conveyancing quote.
I need to find a conveyancing solicitor for sale conveyancing in Tunstall. I have discover a site which seems to have the ideal answer If it is possible to get all the legals done via phone that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?