Will my solicitor be asking questions about flooding as part of the conveyancing in Shifnal.

The risk of flooding is if increasing concern for solicitors dealing with homes in Shifnal. There are those who purchase a property in Shifnal, fully aware that at some time, it may be flooded. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the premises. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.

Lawyers are not best placed to offer advice on flood risk, but there are a numerous checks that may be initiated by the buyer or on a buyer’s behalf which can figure out the risks in Shifnal. The standard completed inquiry forms supplied to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) contains a usual question of the vendor to discover if the property has ever been flooded. If the residence has been flooded in past and is not revealed by the owner, then a purchaser could issue a claim for damages as a result of such an misleading response. A purchaser’s solicitors will also carry out an environmental search. This should higlight if there is a recorded flood risk. If so, further investigations should be conducted.

I have been on the look out for a ground for flat up to £235,500 and identified one near me in Shifnal I like with a park and station in the vicinity, however it's only got 49 years on the lease. I can't really find anything else in Shifnal in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?

If you need a home loan the remaining unexpired lease term may be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.

Is it possible to change firm as I have to instruct a firm on the Birmingham Midshires conveyancing panel. I hired a family conveyancing solicitor in Shifnal round the corner but the firm is not approved by Birmingham Midshires

It would be our pleasure to help you select a conveyancing solicitor in Shifnal on the Birmingham Midshires panel. Please note that the law firms that we on the directory do not pay us fee if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Shifnal. In making use of the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Shifnal.

I need to find a conveyancing solicitor for my conveyancing in Shifnal. I have chance upon a site which seems to have the perfect offering If it is possible to get all this stuff completed via web that would be preferable. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

How and when do I incur stamp duty due for my purchase in Shifnal?

Your conveyancing practitioner should fill out a Land Transaction Return Form on your behalf during your Shifnal purchase transaction for signature. On completion your conveyancing practitioner will submit the STL application to the Inland Revenue and - assuming they have the funds - pay any land tax due for you.