It is a dozen years since I bought my property in Madeley. Conveyancing solicitors have recently been instructed on the sale but I am unable to locate my deeds. Is this a major issue?
You need not be too concerned. First the deeds may be with the lender or they may be in the possession of the conveyancers who acted in your purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Nearly all conveyancing in Madeley involves registered property but in the unlikely event that your property is unregistered it is more problematic but is resolvable.
Do the Building Society Association intend to launch a search tool with a view to list firms on the Coventry BS conveyancing panel for example in Madeley?
We are not aware of any plans on the part of the BSA to promote such a search facility.
I am due to move home in January. Does my conveyancing solicitor communicate with the removal company on the day of completion. Incidentally, can you recommend a removal company in Madeley. Conveyancing solicitor was chosen prior to coming across this website.
On the day of completion you will need to pick up the keys from your estate agent but this should only take place after the previous owners lawyers inform the agent that they have the completion monies and the keys can be given over. You can inform the removal men that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can assist you in finding a residential property solicitor in Madeley or a firm with expertise in conveyancing in Madeley.
We had appointed solicitors locally in Madeley on the Nationwide solicitor panel. They have just billed me an additional sum for the legal aspects of the Nationwide mortgage. Is this a supplemental conveyancing fee specified by Nationwide?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your conveyancer may charge a fee for this. The fee is not set by Nationwide but by your Madeley lawyer. Some firms on the Nationwide panel will charge an ‘acting for lender’ fee but plenty of firms incorporate it on their overall fee.
I was told two weeks ago that my mortgage has been agreed to by Bank of Ireland. Is it usual for Bank of Ireland to only issue the offer once my solicitor in Madeley is approved on their conveyancing panel? Bank of Ireland have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.
My uncle has encouraged me to appoint his lawyers for conveyancing in Madeley. Should I find my own conveyancer?
No doubt the ideal way to choose a conveyancing solicitor is to have guidance from friends or relatives who have experience in using the firm that you are are thinking of instructing.
I have been looking for Madeley conveyancing quotes online. Can I be sure that all the Madeley law firms that are identified on your website are on the bank conveyancing panel?
The solicitor and licensed conveyancing practices listed on our site have advised us that they are on the bank panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a lender or a member of the public that the data about a specific Madeley conveyancing solicitor being on the bank conveyancing panel is not accurate.