Will my conveyancer be making enquiries concerning flooding during the conveyancing in Perton.

The risk of flooding is if increasing concern for solicitors carrying out conveyancing in Perton. Some people will purchase a house in Perton, fully aware that at some time, it may be flooded. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the property. There are steps that can be taken during the course of a house purchase to forewarn the buyer.

Conveyancers are not qualified to impart advice on flood risk, but there are a various checks that may be carried out by the purchaser or on a buyer’s behalf which can figure out the risks in Perton. The conventional set of completed inquiry forms sent to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard inquiry of the owner to discover whether the premises has ever been flooded. In the event that the premises has been flooded in past which is not disclosed by the seller, then a buyer could issue a compensation claim stemming from an incorrect response. The purchaser’s solicitors will also carry out an environmental report. This should indicate if there is a recorded flood risk. If so, more detailed investigations will need to be initiated.

Over the last few months I have been searching for a flat up to £245,000 and found one near me in Perton I like with a park and railway links in the vicinity, the downside is that it's only got 52 remaining years left on the lease. I can't really find anything else in Perton for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you need a home loan that many years may be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.

My husband and I are novice buyers - agreed a price, but the selling agent has warned us that the seller will only issue a contract if we use the agent's recommended lawyers as they want a ‘quick sale’. Our preferred option is to instruct a family conveyancer with experience of conveyancing in Perton

It is highly unlikely the owners are behind this. If they desire ‘a quick sale', alienating a motivated purchaser is likely to cause more damage than good. Try to communicate with the vendors directly and make sure they comprehend that (a)you are genuine purchasers (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)however you intend to use your preferred Perton conveyancing lawyers - not the ones that will earn their negotiator at the agency a referral fee or meet his conveyancing thresholds demanded by HQ.

What advice can you give us when it comes to choosing a Perton conveyancing practice to deal with our lease extension?

If you are instructing a conveyancer for lease extension works (regardless if they are a Perton conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of work. We suggest that you make enquires with several firms including non Perton conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions could be helpful:

Can they put you in touch with clients in Perton who can give a testimonial? How many lease extensions has the firm conducted in Perton in the last 12 months?

Perton Leasehold Conveyancing - Sample of Queries Prior to buying

What is the maintenance charge and ground rent on the property? Does the lease include onerous restrictions?

What can I do to establish who is the owner of a house in Perton?

Provided the property is registered with HMLR, and you have sufficient details of the location of the premises, you will be able to obtain results from the the Land Registry of the recorded proprietor for a a minimal charge.