Can you suggest a TSB approved Studley conveyancing solicitor that can complete within less than a month? Am I best advised to choose a local Studley firm or a nationwide firm?
We can recommend some very good Studley conveyancing firms. You can also walk up the high street in Studley. Go in to some well established firms and request to see a conveyancing solicitor for a quote. Discuss your requirements together with the reasons and ask for an assurance on your deadline. Choose the one that you are most comfortable with.
Me and my brother purchased a renovated Victorian property in Studley. Conveyancing lawyer acted for me and The Royal Bank of Scotland. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold with the exact same property. Is it worth asking The Royal Bank of Scotland to clarify?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Studley and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing lawyer who conducted the work.
I'm purchasing my first flat in Studley with the aid of help to buy. The builders refused to budge the price so I negotiated 6k of additionals instead. The property agent told me not inform my lawyer about this side-deal as it will jeopardize my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Am I right to be concerned by third parties that I am dealing with are recommending an internet conveyancing firm rather than a local Studley conveyancing company?
As is the case with lots of professional services, often referrals from connections can be extremely useful or valuable. But there are lots of parties with a vested interest in a conveyancing transaction; estate agents, financial adviser and banks might all suggest conveyancers to instruct. On occasion the conveyancers might be known to one of the organisations as one of the best in their field, but sometimes there exists a financial incentive behind the recommendation. You have the right to select your own lawyer. You need to be aware that some banks specify a panel list of conveyancers you have to use for the lender aspect of your transaction.
I am four weeks into a residential purchase having been directed to a firm by the estate agent to perform conveyancing in Studley. I am am extremely dissatisfied with the level of service. Can you you assist me in finding new conveyancers?
They would need to be very poor in order to consider diss instructing them. Has your mortgage offer been generated? If so you will need to inform them of the new contact details and have the offer are re-sent. The solicitor ideally should be on the banks panel to avoid escalating costs and frustration. That should be your starting point. The find a solicitor tool will assist you in finding a bank approved lawyer for your home move in Studley