Can your site be used to find a Conveyancing solicitor in Kings Heath even where I’m not buying or selling a house, for instance where I intend to buy a shop in Kings Heath with a mortgage from Leeds Building Society?
Our comparison service is primarily used to select residential conveyancing solicitors in Kings Heath but we have listed towards the bottom of this page a few Kings Heath commercial conveyancing firms. You will need to make contact with the company directly to establish if they are also authorised to represent Leeds Building Society
My conveyancer has informed me that missing deeds insurance is needed on my purchase. What is the level of cover for Kings Heath conveyancing?
The right level of missing deeds indemnity insurance depends on your lender. It would differ for example between Accord Mortgages Ltd and Skipton Building Society. Conveyancing solicitors as opposed to borrowers take out such policies.
I had a mortgage agreed in principle with Coventry BS. Kings Heath conveyancing lawyers were instructed. How long does it take for Coventry BS to forward the offer to the conveyancing practitioner?
Some lenders take longer than others. Have Coventry BS completed the valuation? Have you informed Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
HSBC have agreed my mortgage in principle, my offer on a apartment in Kings Heath has been accepted, what are the next steps?
Your property agent will wish to be advised as to your lawyer's details (ensure that the lawyers are on the lender’s panel). Call up HSBC or the financial adviser and complete any relevant paperwork. HSBC will sellect a valuer who will get in contact with the selling agent or owners to schedule an appointment. Once conducted (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. HSBC will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Kings Heath.
I am buying my first flat in Kings Heath with the aid of help to buy. The sellers would not reduce the price so I negotiated 6k of additionals instead. The estate agent told me not disclose to my conveyancer about the side-deal as it would put at risk my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to retain a conveyancing solicitor for remortgage conveyancing in Kings Heath. I have chance upon a site which looks to be the perfect offering If there is a chance to get all this stuff done via web that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the bank approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the bank solicitor panel.