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Find a Kings Heath Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Kings Heath? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Kings Heath home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Kings Heath conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Kings Heath

I own a freehold property in Kings Heath yet pay rent, why is this and what is this?

It is rare for properties in Kings Heath and has limited impact for conveyancing in Kings Heath but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges post 1977.

Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.

My wife and I have recently appointed a conveyancing solicitor in Kings Heath. I I am struggling to find out whether they are on the Clydesdale conveyancing panel. Can you assist?

You should call the solicitor and ask them if they can act for the bank. Alternatively please get in touch with Clydesdale who may be able to confirm.

My bid for a property was accepted at auction in Kings Heath. Conveyancing is required. What happens now?

Given that you are now legally bound yourself to purchase you should find a conveyancing practitioner as a matter of priority as you now have a tight deadline in which to complete the deal. An auction property will ordinarily have a bespoke legal set of papers. This should include most,if not all of the documents that your lawyer will need. Where you are dealing with leasehold property the legal papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to leasehold premises. You need to pass this on to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that your finances are in place to complete on the on the contractual date .

I had a mortgage agreed in principle with RBS. Kings Heath conveyancing practitioners are selected. What is the average time that one could expect to receive a mortgage offer from RBS?

There is no definitive answer here. Have RBS conducted the valuation? Have you informed RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

I had an offer accepted on a house in Kings Heath on 15/2/2021, valuation was booked 3 days after, received a clean bill of health. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to UBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the UBS conveyancing panel. Are UBS entitled to hold back the Mortgage pending the lawyer being on the approved list?

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.

Various web forums that I have come across warn that are the main reason for stalling in Kings Heath conveyancing transactions. Is this right?

The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays during the legal transfer of property. Searches are unlikely to be the root cause of slowing down conveyancing in Kings Heath.

Having had my offer accepted I require leasehold conveyancing in Kings Heath. Before diving in I want to be sure as to the number of years remaining on the lease.

Assuming the lease is recorded at the land registry - and almost all are in Kings Heath - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I bought a 1 bedroom flat in Kings Heath, conveyancing formalities finalised July 2000. Can you give me give me an indication of the likely cost of a lease extension? Corresponding properties in Kings Heath with a long lease are worth £216,000. The ground rent is £50 yearly. The lease comes to an end on 21st October 2089

You have 68 years unexpired we estimate the price of your lease extension to span between £9,500 and £11,000 plus legals.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to provide the actual costs in the absence of detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action based on this information before seeking the advice of a professional.

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