Is there a reason to instruct a Sutton Coldfield conveyancing solicitors firm when online alternatives are so much cheaper?

To take your time to find get 2 or 3 like-for-like quotes for conveyancing costs in Sutton Coldfield and you should seek a competitive estimate but don’t expend your energy looking for the cheapest Sutton Coldfield conveyancer. Locating the right conveyancer can be the distinction between a seamless and a stressful home move. It is important that you ensure that you have expert advice from a trusted conveyancer. Emails can't take the place of a phone conversation and are no substitute for a face to face consultation. Our partner firms will find you a qualified and trusted conveyancing solicitor who can handle your conveyancing from start to finish, providing a level of hand holding that you rarely receive from an web based conveyancer. He or She will inform you on progress making sure that you are ensuring that you are updated at regular intervals. If you ever need to phone the firm you will be sure who to ask for and we'll ensure you are in the know.

My fiancee and I are purchasing our first home. Our conveyancer has calledto ask if we want to take out extra conveyancing searches. We are really unsure what's relevant for conveyancing in Sutton Coldfield

The extent of Sutton Coldfield conveyancing searches depends primarily on the property, the location, the likelihood of any of these risks, your familiarity of the area and risks, your general attitude to risk. What is important is that you properly appreciate what information each search could provide. Then you can make a decision if you consider that you need that search. If unsure, ask the conveyancer to guide you.

I own a freehold residence in Sutton Coldfield yet charged rent, why is this and what is this?

It is rare for properties in Sutton Coldfield and has limited impact for conveyancing in Sutton Coldfield but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.

Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.

How does conveyancing in Sutton Coldfield differ for newly converted properties?

Most buyers of new build property in Sutton Coldfield come to us having been asked by the seller to exchange contracts and commit to the purchase even before the house is ready to move into. This is because developers in Sutton Coldfield usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Sutton Coldfield or who has acted in the same development.

Due to the encouragement of my in-laws I had a survey completed on a property in Sutton Coldfield prior to appointing solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some lenders may refuse to give a loan on this type of premises.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. If you contact us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Sutton Coldfield. Conveyancing may be slightly more expensive based on your lender's requirements.