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Find a Sutton Coldfield Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Sutton Coldfield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Sutton Coldfield transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Sutton Coldfield

It is a dozen years since I bought my home in Sutton Coldfield. Conveyancing lawyers have just been retained on the sale but I am unable to locate my title deeds. Will this cause complications?

Don’t worry too much. Firstly the deeds may be retained by the lender or they may be in the possession of the lawyers who handled the purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Most conveyancing in Sutton Coldfield involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is not insurmountable.

I need some fast conveyancing in Sutton Coldfield as I am faced with a deadline to exchange contracts within 2 weeks. A home loan is not required. Can I avoid the conveyancing searches to save fees and time?

As you are are a mortgage free purchaser you are at free not to do searches although no lawyer would advise that you don't. With plenty of history conveyancing in Sutton Coldfield the following are instances of what can appear and adversely impact future mortgageability: Refused Planning Applications, Overdue Fees, Overdue Grants, Road Schemes,...

The estate agent has sent us the confirmation of our purchase of a new build apartment in Sutton Coldfield. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Sutton Coldfield

    Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are surveyor prepared.

I have been on the look out for a flat up to £305k and identified one near me in Sutton Coldfield I like with open areas and transport links nearby, however it only has 51 years unexpired on the lease. There is not much else in Sutton Coldfield for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you need a home loan the shortness of the lease will likely be problematic. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.

What advice can you give us when it comes to appointing a Sutton Coldfield conveyancing firm to deal with our lease extension?

If you are instructing a solicitor for lease extension works (regardless if they are a Sutton Coldfield conveyancing practice) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you make enquires with two or three firms including non Sutton Coldfield conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be of use:

    If they are not ALEP accredited then why not? How experienced is the firm with lease extension legislation?

Sutton Coldfield Leasehold Conveyancing - Sample of Queries Prior to buying

    How much is the yearly service fee and ground rent? Does the lease contain onerous restrictions?

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