We are buying a flat and need a conveyancing solicitor in Water Orton who is on the Virgin Money approved panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Virgin Money . We don't recommend any particular firms conducting conveyancing in Water Orton.
Forgive me if this question is silly but I am wet behind the ears as a first time buyer of a garden flat in Water Orton. Do I collect the keys to the premises on completion from my lawyer? If so, I will use a local conveyancing solicitor in Water Orton?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the completion advance to the vendor’s solicitors, and shortly after the monies have arrived, you will be able to pick up the keys from the property Agents and start moving into the property. This tends to happen early afternoon.
We are getting a further advance on our mortgage from Skipton as we intend to conduct improvements to our home in Water Orton. Are we obliged to choose a bricks and mortar Water Orton solicitor on the Skipton conveyancing panel to deal with the legals?
Skipton would not normally instruct firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton conveyancing panel.
After weeks of negotiation I have agreed a price on an apartment in Water Orton. My financial adviser recommended their conveyancers. I paid an advanced payment of £175. A couple of days later, the lawyer called me to say that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Over the last few months I have been searching for a leasehold apartment up to £235,500 and identified one near me in Water Orton I like with amenity areas and station nearby, however it only has 49 remaining years left on the lease. There is not much else in Water Orton in this price bracket, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you need a mortgage the shortness of the lease may be an issue. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.
I'm refinancing my current home to a BTL loan with Virgin Money and intend to use the remaining equity towards another house. The neighborhood we are interested in is Water Orton. Will your lawyers be able to act for the two lenders and tie in the transactions?
Make use of our search tool on this site to ensure that the solicitors are approved by both lenders. Having checked that they are your conveyancer will be able to simultaneously deal with the two deals but you should talk with you lawyer and communicate your expectations and needs.
Should I appoint a Water Orton conveyancing practitioner who is local to the property I am buying? I have an old university friend who can conduct the conveyancing however her office is a couple of hundredkilometers away.
The benefit of a high street Water Orton conveyancing practice is that you can visit the firm to execute documents, present your ID and apply pressure on them where appropriate. Having local Water Orton know how is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If other friends have instructed your friend and on the whole were happy that should surpass using an unfamiliar Water Orton conveyancing solicitor solely due to them being round the corner.