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Find a Curdworth Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Curdworth? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Curdworth conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Curdworth conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Curdworth

As I am unsure how the conveyancing bit works what is the most important advice you can give me about purchase conveyancing in Curdworth?

Not many law firms or advisers will tell you this but conveyancing in Curdworth or throughout England and Wales is an adversarial process. In other words, when it comes to conveyancing there exists an abundance of opportunity for confrontation between you and other parties involved in the legal transfer of property. For example, the vendor, property agent and on occasion your bank. Appointing a lawyer for your conveyancing in Curdworth should not be taken lightly as your conveyancer is your adviser, and is the SOLE person in the legal process whose interest is to act in your best interests and to keep you safe.

We are witnessing a definite creep in the "blame" culture- someone has to be at fault for the process being so protracted. We recommend that you must always trust your solicitor ahead of all other parties when it comes to the legal transfer of property.

I'm the only recipient of my late father’s will and I have everything in my name now, including the house in Curdworth. Conveyancing formalities meant that the Land Registry date was in February. I plan to dispose of the house. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my proprietorship could be treated the same way as though I had purchased the house in February. Is the property unsalable for six months?

The CML handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. How sensible a view lenders take of it, depend on the bank as this requirement is primarily there to identify the purchase and immediately sell or the flipping of property.

I am buying a property in Curdworth. An unusual aspect is that the roof has a solar panel. Nationwide have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As your lender is Nationwide your lawyer must follow the conveyancing instructions contained in Section 2 of UK Finance Lenders’ Handbook for Nationwide. The Council of Mortgage Lenders’ Handbook contains minimum specifications for solar panel roof-space leases, and lawyers are required to report to Nationwide where a lease fails to satisfy these requirements. The provisions relate to the installation of panels on properties in England and Wales and is not limited to Curdworth.

The mortgage over my property is with Virgin Money for my property in Curdworth. Conveyancing has been completed 12 months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Virgin Money?

You must advise Virgin Money in advance of renting your property as this is likely to be a breach of Virgin Money’s mortgage conditions. It may be that Virgin Money will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. You need not do this via a Virgin Money conveyancing panel lawyer.

I used Arc property Solicitors a few years ago for my conveyancing in Curdworth. Now, I need my files but cannot find the solicitor. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Curdworth of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Hoping to buy a property located in Curdworth and I am already nervous. I couldn't find anything specific about Curdworth. Conveyancing will be needed in due course but do you know about the Curdworth area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Curdworth. In the meantime here are some basic statistics that we found

My partner and I may need to rent out our Curdworth garden flat for a while due to taking a sabbatical. We used a Curdworth conveyancing practice in 2004 but they have since shut and we did not think at the time get any advice as to whether the lease prohibits the subletting of the flat. How do we find out?

Your lease governs relations between the freeholder and you the flat owner; in particular, it will set out if subletting is banned, or permitted but only subject to certain caveats. The accepted inference is that if the lease contains no specific ban or restriction, subletting is permitted. The majority of leases in Curdworth do not prevent an absolute prevention of subletting – such a clause would adversely affect the market value the property. In most cases there is a basic requirement that the owner notifies the freeholder, possibly supplying a copy of the sublease.

I bought a split level flat in Curdworth, conveyancing was carried out August 1996. Can you let me have an estimated range of the fair premium for a lease extension? Similar flats in Curdworth with a long lease are worth £181,000. The ground rent is £55 invoiced every year. The lease finishes on 21st October 2075

With 51 years unexpired we estimate the price of your lease extension to be between £30,400 and £35,200 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more comprehensive investigations. You should not use this information in tribunal or court proceedings. There may be additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first seeking the advice of a professional.

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