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Find a Washwood Heath Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Washwood Heath? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Washwood Heath conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Washwood Heath

Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when purchasing a residence in Washwood Heath?

Unless a prior acquisition of the house took place post 12 October 2013 you could take it that solicitors conducting conveyancing in Washwood Heath to continue to recommend a chancel search and or chancel repair liability policy.

Do I need to be concerned by estate agents that I am dealing with are suggesting an online conveyancing firm rather than a local Washwood Heath conveyancing company?

As is the case with lots of professional services, often referrals from connections can be extremely useful or valuable. Nevertheless there are many parties with a vested interest in a conveyancing deal; estate agents, financial adviser and banks may recommend lawyers to appoint. On occasion the conveyancers might be known to one of the organisations as being good in their field, but sometimes there might be a commercial relationship behind the recommendation. You have the right to select your preferred lawyer. You need to be aware that some banks specify a panel list of lawyers you are obliged to use for the mortgage aspect of your home move.

I am thinking of appointing a conveyancing lawyer in Washwood Heath for my home move. Can I see a firm’s complaints history with the legal regulator?

You can review documented Solicitor Regulator Association (SRA) determinations arising from investigations started on or after Jan 2008. Go to Check a solicitor's record. For information Pre 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA could monitor telephone calls for training purposes.

Last January I purchased a leasehold flat in Washwood Heath. Do I have any liability for service charges for periods before my ownership?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Washwood Heath Conveyancing for Leasehold Flats - Examples of Questions you should consider before buying

    How many of the leaseholders are in arrears for their maintenance charge payments? It is important to be aware whether window replacement or some other significant cost is coming up to be shared amongst the leasehold owners and could well materially impact the level of the maintenance charges or necessitate a one off payment. This question is important as a) areas may cause problems in the building as the common areas may begin to deteriorate where repairs are not paid for b) if the leasehold owners have an issue with the running of the building you will wish to have all the details

How and when do I cover the costs of the Stamp Duty Land Tax chargeable for my house transaction in Washwood Heath?

The conveyancer should complete a stamp duty return on your behalf during your Washwood Heath purchase transaction for signature. After completion your lawyer will submit the STL application to the Tax Authorities and - assuming they have the money - discharge any Stamp Duty payable on your behalf.

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