Various online forums that I have frequented warn that are a common reason for delay in Washwood Heath conveyancing transactions. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not feature amongst the common causes of delays in the conveyancing process. Local searches are not likely to feature in any slowing down conveyancing in Washwood Heath.

Are there restrictive covenants that are commonly identified as part of conveyancing in Washwood Heath?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Washwood Heath. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

How does conveyancing in Washwood Heath differ for new build properties?

Most buyers of new build premises in Washwood Heath approach us having been asked by the builder to sign contracts and commit to the purchase even before the house is finished. This is because builders in Washwood Heath usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Washwood Heath or who has acted in the same development.

My husband and I are new on the property ladder - agreed a price, but the estate agent has warned us that the vendor will only issue a contract if we appoint their chosen conveyancers as they want an ‘expedited deal’. My instinct tells me that we should use a local solicitor who is accustomed to conveyancing in Washwood Heath

It is improbable the owners are behind this. If they require ‘a quick sale', turning down a serious purchaser is likely to cause more damage than good. Try to communicate with the owners directly and make sure they comprehend that (a)you are motivated buyers (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)however you are going to appoint your preferred Washwood Heath conveyancing lawyers - as opposed tothe ones that will earn the negotiator at the agency a introducer fee or meet his conveyancing targets set by corporate headquarters.

My solicitors in Washwood Heath have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with the bank. Is it case that being on the bank conveyancing panel they need to have retained the file for a number of years?

It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the lender Conveyancing Panel Terms. It might be worth you contacting the lender directly.