I'm in the process of transferring my current residential mortgage to a Buy to Let Godiva Mortgages Ltd mortgage. The bank has said that I require a lawyer as part of the process. I had a chat my past Washwood Heath conveyancing solicitor who acted on my behalf when I originally purchased the property. The costs illustration issued of £470 has surprised me as I am not require purchase conveyancing - it’s just a bog-standard refinance.

The quote is slightly on the expensive side. If you are prepared to spend time comparing quotes you could shave off some of the cost by say £100 plus VAT. On the other hand, assuming were content with the assistance the firm gave you mightcome to rue opting for an a cheaper lawyer. Remember to enquire the firm can represent Godiva Mortgages Ltd. Do make use of our search tool to select a Washwood Heath conveyancing firm on the Godiva Mortgages Ltd approved list of lawyers, which can often include conveyancing solicitors in Washwood Heath.

Please could you recommend a Barclays accepted Washwood Heath conveyancing practice that can complete within under 3 weeks? Am I best advised to choose a local Washwood Heath firm or an internet comparison site?

We would be happy to suggest some excellent Washwood Heath conveyancing firms. You can also walk up the high street in Washwood Heath. Approach a couple of firms and request to see a conveyancing solicitor for a quote. Mention your deadline together with your reasons and ask for a commitment on speed. Select the one that appears most efficient.

It is a dozen years since I acquired my home in Washwood Heath. Conveyancing lawyers have recently been appointed on the sale but I am unable to track down my deeds. Is this a problem?

Don’t worry too much. First there is a possibility that the deeds will be kept by your lender or they may be archived with the solicitor who handled your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Almost all conveyancing in Washwood Heath involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is resolvable.

I have todaybeen informed that Stirling Law have closed. They conducted my conveyancing in Washwood Heath for a purchase of a leasehold apartment 10 months ago. How can I check that my home is in my name in the name of the former proprietor?

The quickest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Washwood Heath conveyancing specialists.

I am purchasing a new build house in Washwood Heath with a loan from Bank of Scotland. The developers would not reduce the amount so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not reveal to my conveyancer about the extras as it will jeopardize my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.