I am due to move property in August. Will my conveyancing solicitor liaise with the removal company on the day of completion. As an aside, can you suggest a removal company in Erdington. Conveyancing solicitor was organised prior to coming across this page.
On the day of completion you will need to pick up the house keys from your estate agent but this should only happen once the vendors conveyancers inform the agent that they have the completion monies and the keys can be passed over. You can advise the removal company that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can help you find a residential property solicitor in Erdington or a firm that specialises in conveyancing in Erdington.
We previously appointed conveyancers with offices in Erdington on the TSB solicitor approved list. They have just billed me a separate amount for the legal aspects of the TSB mortgage. Is this an additional conveyancing fee specified by TSB?
Provided it is contained in their Terms of Engagement or Quote then yes your property lawyer may charge a fee for this. The fee is not set by TSB but by your Erdington conveyancing practitioner. Some firms on the TSB panel will levy an ‘acting for lender’ fee but some firms include it on their overall fee.
I am selling my house. I had a double glazing fitted in May 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Clydesdale are being difficult. The Erdington solicitor who is on the Clydesdale conveyancing panel is saying indemnity insurance will be fine but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I am intent on selling our home in Erdington and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any local lawyer would know that there is no such problem. For the life of me I don't know why the buyers instructed a factory type conveyancing outfit rather than a conveyancing solicitor in Erdington. Having lived in Erdington for six years we know of no issue. Do we contact our local Authority to get clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I'm buying my first flat in Erdington benefiting from help to buy. The sellers would not budge the price so I negotiated £7000 of additionals instead. The property agent advised me not inform my solicitor about this deal as it would jeopardize my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm converting the mortgage on my current property to a buy to let loan with Coventry Building Society and I will use the rest of the raised equity towards another property. The area we are talking about is Erdington. Will your lawyers be able to act for both sets of mortgage companies and link together the transactions?
Make use of our search tool on this page to ensure that the conveyancers are on the appropriate lender panels. On the basis that they are your solicitor should be able to connect the two deals but you should have a chat with you lawyer and make apparent your expectations and requirements.
I am one month into a residential purchase having been referred to a firm by the selling agent to execute conveyancing in Erdington. We are not happy. Can you you assist me in finding new solicitors?
A solicitor would have to be really poor in order to consider changing them. Has the mortgage offer been sent? If so you will need to inform them of the new conveyancer and have the mortgage documents are re-sent. Your conveyancer should be on the banks panel to avoid supplemental charges and frustration. So that should be your first question of the new lawyers. The search tool should help you find a lender approved conveyancer for your home move in Erdington