I am purchasing a right to buy a flat in Erdington. Can I do my own conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Erdington you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Erdington.

I have been told that property searches are the main cause of obstruction in Erdington house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of hindrances during the legal transfer of property. Searches are not likely to feature in any delay in conveyancing in Erdington.

I'm purchasing a new build house in Erdington benefiting from help to buy. The builders refused to move on the amount so I negotiated £7000 of additionals instead. The property agent advised me not disclose to my conveyancer about this deal as it will impact my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a quick, no chain conveyancing. Erdington is where the house is located. Can you offer any opinion?

Flying freeholds in Erdington are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Erdington you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Erdington may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

In searching the web for the phrase cheap conveyancing in Erdington it reveals many property lawyersin the area. With so much choice what is the best way to find the suitable solicitor for the sale of my house?

The preferential method of choosing a suitable conveyancer is via trusted recommendation, so enquire of colleagues and family who have purchased a property in Erdington or the respected estate agent or mortgage broker. Charges for conveyancing in Erdington vary, so it's sensible to request a minimum of four quotes from varying types of companies. Be sure to seek confirmation what costs in the quote includes.