We hope to to buy with Loughborough BS. I popped in a few local solicitors yet am unable to find a Ladywood conveyancing firm on the Loughborough BS panel. Could you help?
Feel free to make use of the find a lender approved solicitor tool on this page. Pick the building society and type Ladywood or your preferred area and you will discover numerous conveyancers offices in Ladywood or near you.
We have agreed to purchase a house in Ladywood. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Barclays be concerned?
Given that your lender is Barclays your lawyer must follow the formal instructions set out in Section two of UK Finance Lenders’ Handbook for Barclays. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to Barclays where a lease does not comply with these conditions. The requirements relate to the installation of panels on properties countrywide and is not isolated to Ladywood.
I have today made my last payment due on my mortgage with UBS. I assume I don't need a Ladywood conveyancer on the UBS panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
I recently had an offer agreed on a house in Ladywood. My mortgage broker suggested a solicitor. I paid an on account payment of £200. A few days later, the property lawyer contacted me embarrassingly acknowledging that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
What does a local search inform me regarding the house my wife and I purchasing in Ladywood?
Ladywood conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company such as PSG The local search is essential in every Ladywood conveyancing purchase; as long as you don’t want any nasty surprises after you move into your new home. The search should provide information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.
We are a fortnight into a leasehold purchase having been directed to a firm by the selling agent to carry out the conveyancing in Ladywood. I am am starting to be dissatisfied with the level of service. Could you help me find new solicitors?
A lawyer would have to be very bad in order to consider replacing them. Has your mortgage been sent? In the event that it has you need to advise them of the replacement solicitor and ensure the loan are re-issued. The solicitor ideally needs to be on the mortgage company approved list to avoid added charges and frustration. So that should be your starting point. The find a solicitor tool can help you find a lender approved solicitor for your conveyancing in Ladywood
We are soon to acquiring a home in Ladywood. Conveyancing is not yet done but we would like have the amount we are are buying for a secret from the likes of Rightmove. Is this achievable and how?
The Land Registry are legally obliged to reveal price sold data on the official title for residential properties countrywide which includes premises in Ladywood. The Title Register is a public document, so HM Land Registry would be breaching their statutory obligations if they failed to permit access to the register.
You can ask HM Land Registry to hide the price paid entry but the answer would be a No.