A friend advised me that in buying a property in Rowley Regis there may be a number of restrictions preventing external changes to the property. Is this right?

We are aware of anumerous of properties in Rowley Regis which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Rowley Regis should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We are purchasing a end of terrace house in Rowley Regis. The intention is to carry out a loft conversion at the property.Will the conveyancing process involve enquiries to see if these alterations are permitted?

Your solicitor will check the registered title as conveyancing in Rowley Regis will occasionally reveal restrictions in the title documents which restrict certain changes or require the consent of another owner. Many additions need local authority planning permissions and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor before you commit yourself to a purchase.

My husband and I have organised the release of further funds on our mortgage from HSBC as we want to carry out alterations to our home in Rowley Regis. Are we obliged to select a bricks and mortar Rowley Regis solicitor on the HSBC conveyancing panel to deal with the paperwork?

HSBC do not ordinarily appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC conveyancing panel.

I got the keys to my home on 1 September and my personal details is not yet on the land registry website. Should I be concerned? My conveyancing solicitor in Rowley Regis expressed confidence that it would be formalised inside ten days. Are titles in Rowley Regis particularly slow to register?

As far as conveyancing in Rowley Regis registration is no quicker or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timeframes can vary subject to the party submitting the application, whether it is in order and whether the Land registry communicate with any interested persons or bodies. Currently roughly three quarters of submission are fully addressed in less than three weeks but occasionally there can be extensive hold-ups. Registration takes place after the new owner is living at the property so 'speed' is not always an essential issue but if there is a degree of urgency associated with the registration then you or your solicitor should communicate with the Registry to express the reasoning for the application to be prioritised.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Rowley Regis. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Rowley Regis

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan. Please confirm the Lease plans are architect prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

I am looking for a ground for flat up to £245,000 and found one round the corner in Rowley Regis I like with a park and transport links in the vicinity, however it's only got 61 years unexpired on the lease. I can't really find anything else in Rowley Regis in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?

Should you need a home loan the shortness of the lease may be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least twenty four months you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor about this.

My step-father has encouraged me to use his conveyancing solicitors in Rowley Regis. Do I take his advice?

Much as we are happy to recommend a Rowley Regis conveyancing lawyer the best way to select a conveyancing lawyer is to have recommendations from friends or family who have experience in using the solicitor you're considering.