My IFA says he needs my Rowley Regis solicitor’s panel member for the Nat West conveyancing panel. Can you suggest how I discover this. I have contacted my local Rowley Regis branch but they have not responded to me.
You are best placed to get this information from your Rowley Regis conveyancing practitioner . Most Rowley Regis law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
As someone unfamiliar with conveyancing in Rowley Regis what’s the number one tip you can give me for the home moving process in Rowley Regis
You may not hear this from too many lawyers but conveyancing in Rowley Regis and elsewhere in Birmingham is an adversarial experience. Put another way, when it comes to conveyancing there exists an abundance of opportunity for friction between you and others involved in the legal transfer of property. E.g., the vendor, selling agent and sometimes the lender. Appointing a lawyer for your conveyancing in Rowley Regis an important selection as your conveyancer is your adviser, and is the ONE party in the transaction whose interest is to look after your best interests and to protect you.
Every so often a potential adversary may attempt to persuade you that you should follow their advice. For instance, the property agent may claim to be helping by suggesting your solicitor is slow. Or your mortgage broker may advise you to do something that is contrary to your conveyancers advice. You should always trust your lawyer above all other parties in the conveyancing process.
I am considering applying for a TSB mortgage for purchase of a new build (under development) in Rowley Regis with 70% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for TSB ?
In theory, you could use a solicitor that is not on the TSB conveyancing panel, but TSB would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I used Action Conveyancing several years ago for my conveyancing in Rowley Regis. I now require my papers but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Rowley Regis of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a leasehold apartment up to £305k and identified one near me in Rowley Regis I like with a park and railway links nearby, however it's only got 61 remaining years left on the lease. There is not much else in Rowley Regis suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you require a mortgage the shortness of the lease may be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of 2 years you can request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this matter.