Me and my fiance are buying property in Wednesbury. My Solicitor is not listed on the lender approved panel. Is it possible for me to use my Wednesbury conveyancing solicitor notwithstanding that they are excluded from the bank panel of approved conveyancing solicitors?
Various options include
- Proceed with your chosen Wednesbury lawyer but your bank will undoubtedly retain a conveyancer on their conveyancing panel. The net result is additional fees and potential delay.
- Choose a fresh solicitor to conduct the conveyancing, ensuring that they are on the lender conveyancing panel.
- Appeal to your property lawyer to seek to join the bank panel
We were just about to exchange contracts for a leasehold flat in Wednesbury. We have hit a snag. The mortgage offer with Lloyds TSB Bank expires on 2/12/2024 but the vendors are putting forward a completion date of 4/12/2024. Can one prolong the mortgage offer?
The person best placed to address this concern is your lawyer who should calculate whether they corresponding with the mortgage broker, seller’s lawyers, property agents or possibly all parties taking into account what has happend in your conveyancing to date.
We are planning to purchase with Loughborough BS. I visited a couple of high street firms yet am struggling to find a Wednesbury conveyancing firm on the Loughborough BS approved list. Please you help?
Please do make the most of the find a conveyancing panel solicitor tool on this site. Pick the lender and type Wednesbury or your location and you will be presented with numerous solicitors offices in Wednesbury or by proximity to you.
I used Stirling Law a few years ago for my conveyancing in Wednesbury. Now, I need my documents however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Wednesbury of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Wednesbury differ for new build properties?
Most buyers of new build or newly converted property in Wednesbury contact us having been asked by the seller to sign contracts and commit to the purchase even before the house is finished. This is because new home sellers in Wednesbury typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Wednesbury or who has acted in the same development.