I am in the process of selling my apartment in Cheslyn Hay and the estate agent has just e-mailed to say that the buyers are appointing a new conveyancer. I am told that this is due to the fact that the bank will only deal with property lawyers on their conveyancing panel. Why would a big named lender only engage with certain lawyers rather the firm that they want to select to handle their conveyancing in Cheslyn Hay ?

Lenders have always had panels of law firms they are willing to work with, but in the last few years big names such as Lloyds Banking Group, have considered and reduced their conveyancing panel– in some cases removing conveyancing firms who have acted for them for more than 15 years.

Mortgage companies blame a rise in fraud by way of justification for the cull – criteria have been narrowed as a smaller panel is easier to monitor. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is hearing daily from firms that have been removed from panels. Some are unaware that they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. The buyers are not going to have any sway in the decision.

Me and my partner are acquiring our first property. Our conveyancer has e-mailedto ask if we wish to purchase additional conveyancing searches. We are really unsure what's needed for conveyancing in Cheslyn Hay

The range of Cheslyn Hay conveyancing searches depends entirely on the property, the location, the likelihood of any of these risks, your familiarity of the locality and risks, your general attitude to risk. What is important is that you properly understand what information each search could supply. Then you can decide if you consider that you need that information. If unclear, ask the conveyancing practitioner to explain.

About to purchase a new build apartment in Cheslyn Hay. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Cheslyn Hay

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

Due to the guidance of my in-laws I had a survey completed on a house in Cheslyn Hay prior to appointing solicitors. I have been informed that there is a flying freehold overhang to the house. My surveyor advised that some banks tend refuse to grant a mortgage on such a home.

It depends who your proposed lender is. HSBC has different requirements from Nationwide. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Cheslyn Hay. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cheslyn Hay to see if the conveyancing costs will increase in light of this.

I am looking to sell my home. My past lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in Cheslyn Hay if that makes a difference.

Do use our search tool to help you find a solicitor for your conveyancing in Cheslyn Hay. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.