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Recently asked questions about conveyancing in Knowle

What is the difference between a licensed conveyancer and conveyancing solicitor in Knowle

Two types of professional can conduct conveyancing in Knowle namely CLC regulated conveyancers or solicitors. The two can handle the legal services that you need to complete the disposal or purchase of property. Both are duty bound to handle Knowle conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be professionally carried out and that the necessary procedures will be suitably adhered to.

I am assisting my mother sell her flat in Knowle. Will the conveyancing solicitor commission the EPC or should I organise this?

After the abolition of HIPs, energy performance certificates remained a mandatory part of selling a property. An EPC needs to be commissioned in advance of the property being marketed. This is not something that solicitors ordinarily organise. Where you are instructing a Knowle conveyancing solicitor they might help arrange EPC’s due to their contacts with long established local providers

We previously selected conveyancing lawyers locally in Knowle on the Nottingham solicitor approved list. They are now charging me an additional amount for handling the Nottingham mortgage. Is this a supplemental conveyancing fee set by Nottingham?

Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your conveyancer is entitled to levy a fee for this. The fee is not dictated by Nottingham but by your Knowle conveyancer. Some firms on the Nottingham panel will quote an ‘acting for lender’ fee and others do not.

Will my lawyer be raising questions concerning flooding during the conveyancing in Knowle.

Flooding is a growing risk for solicitors conducting conveyancing in Knowle. There are those who purchase a house in Knowle, fully expectant that at some time, it may be flooded. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Solicitors are not best placed to give advice on flood risk, however there are a various searches that may be carried out by the purchaser or on a buyer’s behalf which can give them a better understanding of the risks in Knowle. The conventional set of property information forms given to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) contains a usual inquiry of the vendor to discover if the property has suffered from flooding. In the event that the property has been flooded in past which is not notified by the vendor, then a purchaser may issue a legal claim for losses as a result of such an misleading answer. A buyer’s solicitors may also commission an environmental report. This will reveal whether there is any known flood risk. If so, further inquiries will need to be made.

We're first time buyers - agreed a price, yet the selling agent told us that the owners will only issue a contract if we instruct the agent's chosen conveyancers as they need an ‘expedited deal’. Our preferred option is to instruct a family solicitor used to conveyancing in Knowle

We suspect that the owner is not behind this request. Should the seller desire ‘a quick sale', alienating a genuine purchaser is likely to cause more damage than good. Bypass the agents and go straight to the sellers and explain that (a)you are genuine purchasers (b)you are ready to go, with finances in place © you do not need to sell (d) you intend to proceed fast (e)however you intend to appoint your own,trusted Knowle conveyancing firm - not the ones that will earn the negotiator at the agency a introducer fee or meet his conveyancing thresholds set by senior management.

Do you have any advice for leasehold conveyancing in Knowle with the intention of expediting the sale process?

  • Much of the frustration in leasehold conveyancing in Knowle can be reduced if you appoint lawyers the minute you market your property and request that they start to collate the leasehold information needed by the purchasers’ lawyers.
  • Some Knowle leases require Licence to Assign from the landlord. If this applies to your lease, you should notify your estate agents to make sure that the purchasers obtain financial (bank) and professional references. Any bank reference will need to confirm that the buyers are able to meet the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the purchasers or their lawyers. If there is a history of any disputes with your landlord or managing agents it is very important that these are settled before the property is put on the market. The buyers and their solicitors will be warry about purchasing a flat where a dispute is ongoing. You will have to accept that you will have to pay any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal details of the dispute to the buyers, but it is clearly preferable to present the dispute as historic as opposed to unresolved. In the event that you altered the property did you need the Landlord’s approval? In particular have you installed wooden flooring? Knowle leases often stipulate that internal structural alterations or addition of wooden flooring require a licence issued by the Landlord approving such changes. Should you fail to have the approvals to hand do not communicate with the landlord without checking with your lawyer in the first instance. If you hold a share in a the freehold, you should make sure that you hold the original share certificate. Obtaining a new share certificate is often a lengthy formality and slows down many a Knowle conveyancing transaction. Where a new share is needed, you should approach the company director and secretary or managing agents (if applicable) for this at the earliest opportunity.

Leasehold Conveyancing in Knowle - Examples of Queries Prior to Purchasing

    The prefered form of lease arrangement is if the freehold reversion is in the ownership of the leaseholders. In this arrangement the tenants enjoy control and notwithstanding that a managing agent is often employed if it is bigger than a house conversion, the managing agent employed by the leaseholders. The majority of Knowle leasehold flats will incur a service bill for maintenance of the building levied by the landlord. Should you purchase the flat you will have to meet this liability, normally in instalments accross the year. This could be anything from several hundred pounds to thousands of pounds for bigger purpose-built buildings. In all probability there will be a ground rent for you to pay yearly, this is usually not a significant figure, say around £25-£75 but you need to enquire it because occasionally it could be many hundreds of pounds. How is the lease structured?

Are Knowle conveyancing solicitors duty bound by the Law Society to issue clear conveyancing figures?

Contained within the Solicitors Code of Conduct are prescriptive rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their charges to clients.The Law Society have practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not intended as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, however, represent the Law Society’s perspective of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Knowle or or elsewhere in the country.

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