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Find a Knowle Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Knowle? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Knowle conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Knowle conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Knowle

I sincerely hope you can help me. My Knowle lawyer is assuring me that she is duty bound toorder Knowle conveyancing searches resulting from the fact thatthe firm are on the Lloydsconveyancing panel. Is this really necessary?

Unfortunately both you and your lawyer have little choice here. As you are obtaining a home loan with a lender your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your solicitor would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the CML Handbook provisions . Even if you were a cash buyer you would be ill advised not to carry out Knowle conveyancing searches.

I decided to have a survey completed on a house in Knowle before retaining lawyers. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies will refuse to give a loan on a flying freehold home.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Nationwide. Should you wish to call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Knowle. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Knowle to see if the conveyancing costs will increase in light of this.

How straightforward is it to use your search tool to get a quote from a conveyancing solicitor in Knowle on the authorised to act for my lender?

Step one is to select a lender such as National Westminster Bank, Leeds Building Society or Britannia then type in your location e.g. Knowle. Conveyancing organisations in Knowle and further afield should be listed.

My husband and I are four weeks into a leasehold purchase having been directed to a firm by the estate agent to perform conveyancing in Knowle. I am am starting to be disappointed with the quality of service. Can you help me find new solicitors?

A lawyer would need to be very poor in order to consider diss instructing them. Has your mortgage offer been generated? If so you need to make them aware of the new contact details and ensure the mortgage documents are issued to the new lawyers. Your new solicitor ideally should be on the banks panel to avoid escalating costs and frustration. That should be your starting point. The search tool should help you find a bank approved lawyer for your conveyancing in Knowle

We own a leasehold flat in Knowle. Conveyancing was completed in five years ago. I have been told that I should not allow the the remaining lease term to get too short. Is this correct?

Knowle domestic long term leases are for a prescribed term - usually 99 years when they commenced. However many appartments in Knowle were constructed or converted 20 or more years ago and so these leases now have under 80 years remaining. That may sound like plenty of time however Banks, Building Societies and other mortgage institutions tend to require leases to have a minimum of seventy five years unexpired to be mortgageable. This means that when you come to sell the property you will need to extend the term of your lease if you are nearing eighty years. To enhance your property value you should be thinking about whether or not to extend your lease well in advance of selling the property. Please note that there are advantages to doing so before the lease hits eighty years as when the lease falls below 80 years the amount to be paid to extend starts to get a lot more expensive.

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Find out more about how flying freehold can affect your the value of a property.