It is is a decade since I purchased my home in Pershore. Conveyancing solicitors have recently been instructed on the sale but I can't track down the title deeds. Will this jeopardise the sale?

Don’t worry too much. Firstly the deeds may be kept by the lender or they could be in the possession of the conveyancers who oversaw your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Most conveyancing in Pershore involves registered property but in the rare situation where your property is not registered it is more tricky but is resolvable.

I am buying my first flat in Pershore with the aid of help to buy. The sellers refused to budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep told me not disclose to my conveyancer about this deal as it could impact my loan with Leeds Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the input of my in-laws I had a survey completed on a property in Pershore ahead of instructing conveyancers. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some banks may refuse to issue a loan on such a house.

It depends who your proposed lender is. Lloyds has different requirements for example to Birmingham Midshires. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Pershore. Conveyancing may be slightly more expensive based on your lender's requirements.

I am selling my property. My previous solicitors have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Pershore if that makes a difference.

Please use our search tool to help you find a solicitor for your conveyancing in Pershore. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.

I am tempted by the attractive purchase price for a couple of apartments in Pershore both have about fifty years left on the leases. should I be concerned?

There are plenty of short leases in Pershore. The lease is a legal document that entitles you to use the premises for a period of time. As the lease gets shorter the saleability of the lease deteriorates and results in it becoming more costly to extend the lease. For this reason it is advisable to extend the lease term. Sometimes it is difficulties arise selling premises with a short lease because mortgage lenders less inclined to grant a loan on such properties. Lease enfranchisement can be a difficult process. We recommend you seek professional assistance from a solicitor and surveyor with experience in this field.

Pershore Leasehold Conveyancing - Examples of Queries Prior to Purchasing

Does the lease have in excess of 85 years unexpired? Who are the managing agents? It is important to be aware if a new roof is being installed or some other significant cost is due shortly to be shared amongst the leaseholders and will dramatically impact the level of the maintenance costs or necessitate a specific payment.