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Find a Winchcombe Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Winchcombe? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Winchcombe conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Winchcombe

IfI were to purchase a straightforward housein Winchcombe for cash and dispense with a survey and no local authority searches how much should I expect to have to pay for conveyancing in Winchcombe?

The only saving you would make on is the Winchcombe conveyancing searches. The lawyer is obliged to do the vast majority of work - money laundering, communicating with your sellers conveyancing practitioner, stamp duty return, register the ownership etc. A slight saving might be made by not having to register a mortgage however it will not be significant.

Having sold my house in Winchcombe last September yet the purchaser is SMS messaging me complaining that his solicitor needs to hear from mine. What are the post completion sale formalities following completion?

After completion of your house sale your conveyancer is obliged to forward the transfer documentation and all additional paperwork to the buyer’s solicitors. Where relevant, your lawyer must also send confirmation that the legal charge in favour of the lender has been redeemed to the purchasers conveyancers. There is unlikely to be post completion requirements unique to conveyancing in Winchcombe.

My partner and I are close to exchanging contracts on the sale of our house in Winchcombe and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. Any high street Winchcombe conveyancer would know this is not the case. For the life of me I don't know why the buyers used a national conveyancing outfit rather than a conveyancing solicitor in Winchcombe. We have lived in Winchcombe for six years we know that this is a non issue. Should we contact our local Authority to obtain clarification need.

It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

How does conveyancing in Winchcombe differ for newly converted properties?

Most buyers of new build property in Winchcombe contact us having been asked by the builder to sign contracts and commit to the purchase even before the house is finished. This is because developers in Winchcombe tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Winchcombe or who has acted in the same development.

Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Winchcombe is the location of the property. Can you offer any assistance?

Flying freeholds in Winchcombe are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Winchcombe you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Winchcombe may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

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Find out more about how flying freehold can affect your the value of a property.