I am planning to move house in November. Should my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you suggest a removal company in Bourton on the Water. Conveyancing firm was chosen prior to coming across this website.

On the day of completion you will need to collect the house keys from the estate agent however this should only happen once the previous owners lawyers inform the agent that they have the completion monies and the keys can be released. Subsequently you can tell the removal company that you are ready to move in. As a matter of policy we do not recommend a particular removal organisation but can help you find a residential property solicitor in Bourton on the Water or a lawyer that specialises in conveyancing in Bourton on the Water.

I am purchasing a victorian detached house in Bourton on the Water. We would like to an extension at the rear at the property.Will the conveyancing process involve checks to determine if these alterations are prohibited?

Your property lawyer will check the deeds as conveyancing in Bourton on the Water will occasionally reveal restrictions in the title documents which prevent categories of works or necessitated the permission of a 3rd party. Many additions require local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.

I have a mortgage with Virgin Money for my property in Bourton on the Water. Conveyancing was finalised months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Virgin Money?

You must advise Virgin Money before letting out your property as this is likely to be a breach of Virgin Money’s mortgage conditions. It may be that Virgin Money will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. You need not do this via a Virgin Money conveyancing panel lawyer.

I have a 4 bedroom Victorian property in Bourton on the Water. Conveyancing lawyer represented me and Godiva Mortgages Ltd. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bourton on the Water and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing solicitor who completed the work.

Yesterday I discovered that there is a flying freehold issue on a property I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Bourton on the Water is the location of the property. Can you shed any light on this issue?

Flying freeholds in Bourton on the Water are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bourton on the Water you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bourton on the Water may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

What tools are available to search for a Bourton on the Water law firm on the Bank of Ireland conveyancing panel? I have a car and am prepared to travel upto 20kilometers to meet the conveyancer.

You can use the search on this website. Please choose the lender and your location and you will see a number of Bourton on the Water conveyancing lawyers based on proximity. We have detailed some Bourton on the Water conveyancing firms at the bottom of this page and you can telephone them to check if they are on the Bank of Ireland approved list

I have just appointed agents to market my garden apartment in Bourton on the Water. Conveyancing is yet to be initiated, however I have just received a quarterly maintenance charge invoice – Do I pay up?

The sensible thing to do is discharge the invoice as you normally would because all rents and maintenance payments will be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I inherited a ground floor flat in Bourton on the Water, conveyancing was carried out 8 years ago. Can you please calculate a probable premium for a statutory lease extension? Similar flats in Bourton on the Water with over 90 years remaining are worth £186,000. The ground rent is £55 invoiced every year. The lease terminates on 21st October 2077

With only 52 years remaining on your lease the likely cost is going to range between £29,500 and £34,000 plus plus your own and the landlord's "reasonable" professional fees.

The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before getting professional advice.