My partner and I are nearing an exchange on a flat in Broadway and my mum and dad have sent the exchange deposit to my lawyer. I am now advised that as the deposit has been sent from someone other than me my property lawyer needs to make a notification to my mortgage company. Apparently, in also acting for the mortgage company he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the mortgage company regarding my parents' contribution when I applied for the home loan, so is it really necessary for this now to delay the deal?

The property lawyer is duty bound to clarify with lender to make sure that they are aware that the balance of the purchase price is not from your own resources. Your solicitor can only reveal this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

It is a dozen years since I bought my house in Broadway. Conveyancing lawyers have recently been retained on the sale but I can't find my title documents. Will this jeopardise the sale?

You need not be too concerned. First the deeds may be with your lender or they may be archived with the conveyancers who oversaw your purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Nearly all conveyancing in Broadway relates to registered property but in the unlikely event that your home is not registered it is more problematic but is resolvable.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Broadway. My lender is Accord Mortgages

Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 28/2/2026, the requirements read as follows :

How does conveyancing in Broadway differ for newly converted properties?

Most buyers of new build residence in Broadway contact us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is constructed. This is because developers in Broadway typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Broadway or who has acted in the same development.

My wife and I may need to sub-let our Broadway ground floor flat for a while due to taking a sabbatical. We instructed a Broadway conveyancing practice in 2003 but they have closed and we did not have the foresight to get any guidance as to whether the lease permits subletting. How do we find out?

Notwithstanding that your previous Broadway conveyancing solicitor is no longer available you can check your lease to see if it allows you to sublet the property. The rule is that if the lease is silent, subletting is allowed. There may be a precondition that you must obtain permission from your landlord or other appropriate person in advance of subletting. This means you not allowed to sublet in the absence of first obtaining permission. Such consent must not not be unreasonably refused ore delayed. If the lease does not allow you to sublet you will need to ask your landlord for their consent.

Leasehold Conveyancing in Broadway - Examples of Questions you should consider Prior to Purchasing

For many Broadway leaseholds the cost for major works tend not to be included within service charges, albeit that there some managing agents in Broadway require leasehold owners to contribute towards a reserve fund and this is used to offset against larger repairs or maintenance. Is the freehold reversion owned jointly by the tenants? Please inform me if there are any major works on the horizon that will likely increase the maintenance charges?