In what way does my ID and proof of funds have anything to do with my conveyancing in Chipping Campden? Why is this being asked of me?
It is indeed that case that the requirement set out by your lawyer has nothing to do with conveyancing in Chipping Campden. However these days you can not complete any conveyancing process in the absence providing proof of your identity. This usually takes the form of a either your passport or driving licence plus a council tax bill. Remember if you are supplying your driving licence as evidence of identification it must be both the paper section as well as the photo card part, one is not satisfactory in the absence of the other.
Evidence of the origin of monies is necessary in accordance with the Money Laundering Regulations. Please do not be offended when when this is requested of you as your lawyer will need to have this information on file. Your Chipping Campden conveyancing solicitor will require evidence of proof of funds before they are able to accept any funds from you into their client account and they should also ask further queries regarding the origin of funds.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a residence in Chipping Campden? or Apparently there is a law dating back centuries that could mean that house owners living in a parish church boundary may be liable to contribute towards repairs to the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Chipping Campden?
Unless a previous purchase of the property took place after 12 October 2013 you could take it that conveyancing practitioners handling conveyancing in Chipping Campden to continue to suggest a chancel search and or insurance against a claim.
Are there restrictive covenants that are commonly identified during conveyancing in Chipping Campden?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Chipping Campden. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a straight forward, no chain conveyancing. Chipping Campden is the location of the property. Can you offer any assistance?
Flying freeholds in Chipping Campden are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chipping Campden you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chipping Campden may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Do I need to be wary about 3rd parties that I am dealing with are encouraging me to use an internet conveyancing firm as opposed to a local Chipping Campden conveyancing firm?
As with many service providers, often recommendations from relatives can be most helpful. But there are lots of people with a vested interest in a conveyancing deal; estate agents, mortgage brokers and mortgage companies may put forward solicitors to select. Sometimes these conveyancers might be known to one of the organisations as experts in their field, but occasionally there may be a financial incentive behind the endorsement. You have the right to choose your own conveyancer. Don't forget that many banks operate an approved list of lawyers you are obliged to use for the mortgage aspect of your home move.