We were just about to sign contracts for a garden flat in Chipping Campden. We encountered a stumbling block. Our mortgage offer with Virgin Money runs out on 15/12/2025 but the sellers are insisting on a completion date of 17/12/2025. Is it possible to prolong the mortgage offer?

The person best placed to address this issue is your conveyancer who should calculate whether they better off negotiating with the mortgage company, owner’s representatives, selling agents or conceivably all three taking into account the history of your conveyancing to date.

As a first time buyer what is the most important piece of guidance you can give me about purchase conveyancing in Chipping Campden?

You may not hear this from too many lawyers but conveyancing in Chipping Campden or throughout England and Wales is an adversarial experience. In other words, when it comes to conveyancing there exists lots of opportunity for conflict between you and others involved in the legal transfer of property. For example, the seller, selling agent and even potentially the lender. Selecting a law firm for your conveyancing in Chipping Campden an important selection as your conveyancer is your adviser, and is the ONE person in the transaction whose interest is to protect your legal interests and to keep you safe.

We are witnessing a definite creep in the "blame" culture- someone has to be blamed for the process taking so long. You must always trust your solicitor above all other players in the conveyancing process.

I am helping my mother sell her house in Chipping Campden. Will the solicitor order the EPC or should I organise this?

Following the demise of Home Information Packs, energy assessments was retained a mandatory element of selling a property. An energy assessment must be commissioned in advance of the property being put on the market. This is not as aspect of the sale process that conveyancers normally organise. Where you are instructing a Chipping Campden conveyancing solicitor they may be willing to arrange energy assessments due to their contacts with reputable local energy assessors

Is there a list of Clydesdale panel solicitors in Chipping Campden on the UK Finance Lenders’ Handbook Website?

No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lending institutions make their panel listings available online. If you are seeking to appoint a Chipping Campden property lawyer on the Clydesdale please use our tool.

I am buying a property in Chipping Campden. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Clydesdale be concerned?

Given that your lender is Clydesdale your lawyer must follow the conveyancing instructions contained in Part 2 of UK Finance Lenders’ Handbook for Clydesdale. The CML Handbook includes minimum requirements for solar panel roof-space leases, and solicitors are required to report to Clydesdale where a lease fails to meet these conditions. The specifications relate to the installation of panels on properties countrywide and is not limited to Chipping Campden.

Due to the input of my in-laws I had a survey completed on a house in Chipping Campden ahead of retaining lawyers. I have been informed that there is a flying freehold element to the house. My surveyor advised that some mortgage companies will not issue a loan on such a home.

It depends who your proposed lender is. Lloyds has different requirements for example to Nationwide. Should you wish to call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Chipping Campden. Conveyancing will be smoother if you use a solicitor in Chipping Campden especially if they are acquainted with such properties in Chipping Campden.

In my capacity as executor for the estate of my aunt I am selling a house in Neath but live in Chipping Campden. My lawyer (who is 235 kilometers awayrequires that I execute a stat dec ahead of completion. Could you suggest a conveyancing solicitor in Chipping Campden who can attest this legal document for me?

Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are Chipping Campden based