We are about to exchange contracts for a leasehold flat in Shipston on Stour. We have hit a stumbling block. Our mortgage offer with Yorkshire Building Society runs out on 17/9/2019 but the vendors are suggesting a completion date of 19/9/2019. Is it possible to prolong the mortgage offer?
The person best placed to deal with your issue is your solicitors who will assess if they should be discussing with the lender, vendor’s lawyers, selling agents or possibly all three taking into account the history of your house move as of today.
My bank has recommended solicitors on their panel based in Shipston on Stour but I would rather choose a conveyancing lawyer in Shipston on Stour or nearer to where I live. Can you help?
Not all Shipston on Stour conveyancing practices are listed all banks conveyancing panel. Please make the most of our search tool to locate a Shipston on Stour conveyancing firm on the on the bank panel.
A relative advised me that if I am buying in Shipston on Stour I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Shipston on Stour conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Shipston on Stour around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Shipston on Stour Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful data about Shipston on Stour.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a simple, no chain conveyancing. Shipston on Stour is where the house is located. Is there any advice you can impart?
Flying freeholds in Shipston on Stour are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Shipston on Stour you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Shipston on Stour may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Can a conveyancer remove a person from the title of my property in Shipston on Stour ?
Extracting or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a conveyancing practitioner to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a property lawyer