I have given 8 weeks notice to my current landlord and must leave my let out apartment in Hook Norton by 23/2/2026. Conveyancing for my house purchase is underway. Is it possible to complete in 5 weeks as don't want to have to find short term accommodation?
The normal practice is not to give notice on a rental unless you have exchanged. If you have not already done so, update to your lawyer and urge them to they chase the owners solicitors, try to get a realistic time scale from them that everyone will work to achieve
We're in Hook Norton, FTBs purchasing with a mortgage (lender is Principality , and our lawyer is on the Principality conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Principality conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Hook Norton?
There are many recorded licenced Conveyancers in Hook Norton and Solicitor partnerships in Hook Norton to choose from It is important to make clear that both are regulated professionals specialising in the legal aspects of transferring property. They may both also conduct associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We previously appointed conveyancing lawyers located in Hook Norton on the TSB solicitor panel. They are now charging me an additional fee for handling the TSB mortgage. Is this a supplemental conveyancing fee specified by TSB?
As unfair as it may seem, as long as it’s in their Terms of Engagement or Quote then yes your conveyancing practitioner is entitled to charge a fee for this. The charge is not set by TSB but by your Hook Norton lawyer. Plenty of firms on the TSB panel will charge an ‘acting for lender’ fee and others do not.
The formalities of my remortgage has taken place for my property in Hook Norton. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I'm buying a new build house in Hook Norton with a mortgage from Bank of Ireland. The developers refused to move on the amount so I negotiated 6k of extras instead. The property agent suggested that I not to tell my lawyer about the deal as it could put at risk my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How do I use the search facility to get a fee calculation from a conveyancing lawyer in Hook Norton on the approved list for my lender?
Step one is to pick a lender such as Accord Mortgages Ltd, The Royal Bank of Scotland or Bank of Ireland then specify your preferred area for instance Hook Norton. Conveyancing practices in Hook Norton and further afield should be listed.