We're in Adderbury, FTBs purchasing with a mortgage (lender is Bank of Ireland , and our lawyer is on the Bank of Ireland conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Bank of Ireland conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

There are numerous conveyancing solicitors in Adderbury but how do I know who I should use?

It would be unwise to be swayed by the lowest Adderbury conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.

Can I be sure that the Adderbury conveyancing solicitor on the Virgin Money panel is any good?

When it comes to conveyancing in Adderbury getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer carrying out your transaction.

Two weeks ago we had a mortgage agreed in principle with Barclays. Adderbury conveyancing practitioners have been instructed. What is the average time that one could expect to receive a mortgage offer from Barclays?

There is no definitive answer here. Have Barclays done the survey? Have you advised Barclays as to your lawyers' details and checked that your lawyers are on the Barclays conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I completed on my home on 8 July and my personal details is yet to be on the land registry website. Should I be concerned? My conveyancing solicitor in Adderbury said it will be registered in less than a month. Are titles in Adderbury particularly slow to register?

There is nothing unique about conveyancing in Adderbury registration formalities. Rather than based on location, timeframes can adjust subject to the party submitting the application, whether there are errors and whether the Land registry have to notify any 3rd persons or bodies. At present in the region of 80% of submission are fully dealt with in less than three weeks but some can be subject to longer hold-ups. Historically registration takes place after the new owner has moved in to the property so 'speed' is not usually primary concern yet if it is urgent that the the registration takes place urgently then you or your conveyancer must speak with the land registry and explain the circumstances.

How does conveyancing in Adderbury differ for newly converted properties?

Most buyers of new build premises in Adderbury contact us having been asked by the developer to sign contracts and commit to the purchase even before the premises is built. This is because builders in Adderbury usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Adderbury or who has acted in the same development.

Are you able to confirm the spectrum of conveyancing provided by Adderbury conveyancing practices?

For the most part Adderbury conveyancing companies manage to provide a wide range of services to residential and agricultural land owners, sellers, first time buyers, landlords and tenants and you can expect them to offer expert advice on some of the following services:

Residential sale conveyancing in Adderbury or elsewhere in the country Residential purchase conveyancing in Adderbury and nationwide Transfer of property following relationship breakdown Transferring equity for example transfer of an interest in a property Leasehold Enfranchisement - both lease extensions and acquiring the freehold Create or vary arrangements with neighbouring premises