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Recently asked questions about conveyancing in Bicester

Can you explain why leasehold purchase conveyancing in Bicester is more expensive?

The conveyancing fees on a leasehold premises in Bicester is inevitably higher than on a freehold residence. This is due to the extra investigations required in dealing with the landlord and managing agents to collate the evidence concerning whether the rent and service charges have been cleared and whether there are any significant expenditure in the foreseeable future on repairs or maintenance of the building.

We are buying a victorian detached house in Bicester. We would like to an extension at the rear at the property.Will the conveyancing process include investigations to see if these works are prohibited?

Your property lawyer will check the registered title as conveyancing in Bicester can occasionally reveal restrictions in the title documents which prohibit certain works or need the consent of another owner. Certain works need local authority planning permissions and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor before you commit yourself to a purchase.

We have a mortgage agreed in principle with Coventry BS. Bicester conveyancing lawyers were instructed. How long does it take for Coventry BS to forward the offer to the solicitor?

There is no definitive answer here. Have Coventry BS completed the survey? Have you informed Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

We have agreed to purchase a house in Bicester. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Lloyds be concerned?

Given that you are obtaining a mortgage with Lloyds your lawyer must comply with the formal instructions contained in Part 2 of UK Finance Lenders’ Handbook for Lloyds. The Council of Mortgage Lenders’ Handbook includes minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Lloyds where a lease does not meet these requirements. The provisions relate to the installation of panels on properties countrywide and is not limited to Bicester.

I have justbeen informed that Arc property Solicitors have closed. They carried out my conveyancing in Bicester for a purchase of a freehold house 10 months ago. How can I check that my home is in my name in the name of the former proprietor?

The easiest way to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bicester conveyancing specialists.

How does conveyancing in Bicester differ for newly converted properties?

Most buyers of new build or newly converted property in Bicester approach us having been asked by the builder to sign contracts and commit to the purchase even before the property is completed. This is because new home sellers in Bicester tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bicester or who has acted in the same development.

I have recently realised that I have 62 years left on my flat in Bicester. I now want to get lease extension but my landlord is missing. What should I do?

If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be lengthened by the Court. However, you will be required to demonstrate that you or your lawyers have done all that could be expected to find the freeholder. On the whole an enquiry agent may be helpful to carry out a search and prepare a report to be accepted by the court as evidence that the landlord can not be located. It is advisable to get professional help from a property lawyer both on investigating the landlord’s disappearance and the application to the County Court overseeing Bicester.

I am the registered owner of a garden flat in Bicester, conveyancing having been completed half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding properties in Bicester with over 90 years remaining are worth £180,000. The ground rent is £65 per annum. The lease terminates on 21st October 2077

With just 58 years left to run the likely cost is going to range between £21,900 and £25,200 as well as legals.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure in the absence of comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not move forward based on this information before getting professional advice.

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