My wife and I changing mortgage lender for our flat in Deddington with Aldermore. We have a son 19 who lives at home. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have two concerns (1) Is this document specific to the Aldermore conveyancing panel as he did not need to sign this form when we purchased 3 years ago (2) Does our son by signing this giving up his rights to inherit the property?

First, rest assured that your Aldermore conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Aldermore. This is solely used to protect Aldermore if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Aldermore had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Will commercial conveyancing searches disclose proposed roadworks that may affect a commercial land in Deddington?

Its becoming the norm that commercial conveyancing solicitors in Deddington will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Deddington. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Deddington.

For each commercial conveyancing transaction in Deddington it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately can cause delays to Deddington commercial conveyancing transactions as well as pose a risk to future intentions for the site. These searches are not carried out for residential conveyancing in Deddington.

Just acquired a terraced house in Deddington , What is the estimated time for the Land Registry to deal with the formalities evidencing my ownership? My Deddington conveyancing solicitor works at snail pace, so I want to be certain that my name is registered.

As far as conveyancing in Deddington registration is no faster or slower than anywhere else in the country. As opposed to being determined by geographic area, timescales can differ according to who lodges the application, whether it is in order and whether the Land registry communicate with any 3rd persons or bodies. As of today roughly three quarters of such applications are fully dealt with within two weeks but occasionally there can be protracted delays. Historically registration takes place once the new owner is living at the property therefore 'speed' is not typically primary concern yet where it is urgent that the the registration takes place urgently then you or your lawyers should speak with the land registry and explain the circumstances.

I'm buying a new build house in Deddington benefiting from help to buy. The sellers refused to budge the price so I negotiated £7000 of additionals instead. The estate agent told me not reveal to my conveyancer about the side-deal as it may affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How can the Landlord & Tenant Act 1954 impact my commercial offices in Deddington and how can your lawyers assist?

The 1954 Act gives a safeguard to commercial leaseholders, giving them the dueness to apply to court for a continuation of occupancy when the lease comes to an end. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and assist with commercial conveyancing in Deddington