Our lawyer has discovered a a legal deficiency with the lease for the property we are purchasing in Kidlington. The other side have suggested title insurance as a workaround. We are happy with insurance and will cover the costs. Our solicitor says that he must ensure that the bank is content with this solution. Who is the client here, us or the lender?

Even though you have a mortgage offer from the lender does not mean to say that the property will meet their specifications for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook specifications. You and the bank are the client. These conveyancing instructions have to be complied with.

Should commercial conveyancing searches reveal planned roadworks that could impact a commercial site in Kidlington?

Many commercial conveyancing solicitors in Kidlington will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Kidlington. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Kidlington.

For every commercial conveyancing transaction in Kidlington it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately may cause delays to Kidlington commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not carried out for domestic conveyancing in Kidlington.

Am I best advised to appoint a Kidlington conveyancing lawyer in close proximity to the house I am buying? An old friend can handle the legal work however her office is over three hundred miles away.

The benefit of a local Kidlington conveyancing firm is that you can visit the firm to execute paperwork, present your ID and pester them if necessary. They will also have local knowledge which is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and on the whole were happy that must outweigh using an unfamiliar Kidlington conveyancing solicitor just because they are round the corner.

Having had my offer accepted I require leasehold conveyancing in Kidlington. Before I get started I require certainty as to the unexpired term of the lease.

Assuming the lease is recorded at the land registry - and 99.9% are in Kidlington - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Kidlington Leasehold Conveyancing - A selection of Queries before buying

Most Kidlington leasehold properties will have a service bill for the upkeep of the building levied by the landlord. If you purchase the flat you will have to meet this charge, normally quarterly throughout the year. This can be anything from a few hundred pounds to thousands of pounds for bigger purpose-built buildings. In all probability there will be a ground rent for you to pay yearly, normally this is not a large amount, say about £50-£100 but you need to enquire as sometimes it could be many hundreds of pounds. Is the freehold owned jointly by the leaseholders? Who are the managing agents?

Living abroad I am unable to visit my Kidlington conveyancing practitioners office to execute documents connected to my conveyancing in Kidlington – will this be problematic?

No. Kidlington conveyancing lawyers can conduct home moves for clients across the country. You are unlikely to be required to meet your lawyer in the flesh at a Kidlington conveyancers office. Almost all conveyancer can undertake everything via phone, post and email - whatever works for you.