Please help. My Kidlington conveyancer is assuring me that she is duty bound toapply for Kidlington conveyancing searches becausethe firm are on the Santanderconveyancing panel. Is my lawyer right?
Unfortunately both you and your lawyer have little choice here. As you are taking a home loan with a mortgage company your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the CML Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Kidlington conveyancing searches.
Is there a search tool that I can utilise to check that the solicitor handling my conveyancing in Kidlington is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Britannia thus paying £192.00 in supplemental conveyancing invoice.
Please do take advantage of the find a lender approved solicitor tool on this site. Please choose the mortgage company and type ‘Kidlington’ or your preferred area and you will see a number of lawyer offices in Kidlington or near you.
I am looking for a leasehold apartment up to £305k and found one close by in Kidlington I like with amenity areas and transport links nearby, the downside is that it only has 49 remaining years left on the lease. There is not much else in Kidlington in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?
Should you require a home loan the shortness of the lease may be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this.
Taking into account that I will soon part with over three hundred thousand on a garden flat in Kidlington I would like to have a conversation with the conveyancer about myhouse move ahead of giving the go ahead to the firm. Can this be arranged?
This is something that we recommend - we would be pleased to talk to you we do not take any clients on without you speaking to the solicitor who will be doing your conveyancing in Kidlington.There is no ‘factory style conveyancing’ - each client is an important person, not a case reference. The practices that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Kidlington should be the figure that you end up paying.
I’m about to sell my ground floor apartment in Kidlington.Conveyancing lawyers have not yet been instructed however I have just received a quarterly maintenance charge demand – should I leave it to the buyer to sort out?
Your conveyancing lawyer is likely to suggest that you should discharge the maintenance contribution as normal because all ground rent and maintenance charges will be allottedas part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process