Why would one instruct a Summertown and Botley conveyancing practice when online conveyancers are easier on the wallet?
Its a good idea to compare conveyancing costs in Summertown and Botley and you should seek a reasonable estimate but don’t become consumed with getting the cheapest Summertown and Botley conveyancer. Finding the right conveyancer can mark the distinction between a seamless and a stressful move. You need to ensure that you have expert advice from a specialist solicitor. Emails can't be as helpful as a phone discussion and can never replicate a one to one consultation. Our partner firms will find you a qualified and trusted conveyancing solicitor that will deal with your conveyancing from from the outset to completion, providing a level of continuity that you will never get with an internet conveyancer. Our lawyers will keep you updated on any developments making sure that you are never in the dark. Should you need to call the firm you will know who to ask for and they will be sure you are in the know.
We are expecting a mortgage offer soon. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to instruct their panel lawyer as I would much rather appoint a Summertown and Botley based conveyancing firm?
Do check but the the probability is that appoint one of their panel conveyancers should you accept the "fee-free" incentive. Call the bank and check if they allow a cash alternative. In the past a few lenders offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor in Summertown and Botley.
Me and my brother have a terraced Georgian house in Summertown and Botley. Conveyancing solicitor represented me and Coventry Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Summertown and Botley and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing lawyer who conducted the purchase.
How does conveyancing in Summertown and Botley differ for new build properties?
Most buyers of new build premises in Summertown and Botley approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is built. This is because new home sellers in Summertown and Botley usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Summertown and Botley or who has acted in the same development.
Over the last few months I have been searching for a flat up to £305k and identified one close by in Summertown and Botley I like with open areas and station in the vicinity, the downside is that it's only got 49 years on the lease. There is not much else in Summertown and Botley in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?
If you require a mortgage that many years will be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least twenty four months you could request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.