I went with a high street solicitor for our conveyancing in Botley last week. Looking through the official terms of business I seewe are on the hook for charges even if our purchase doesn't happen. Would I be best advised to instruct an internet solicitor practice promoting no completion no cost conveyancing in Botley?

Generally there is a compromise along the lines that if "No Sale No Fee" is advertised then the fee levels will tend to be be more expensive to cover those transactions that abort. Also remember that such arrangements tend not to protect you from expenses by way of example Botley conveyancing search charges.

We were just about to exchange contracts for a property in Botley. We encountered a snag. The mortgage offer with TSB expires on 15/12/2025 but the owners are putting forward a completion date of 17/12/2025. Can one extend the mortgage offer?

The best person to deal with your question is your solicitors who is in a position to calculate if he or she is corresponding with the bank, vendor’s solicitors, property agents or possibly all parties taking into account what has gone on in your house move to date.

I am the registered owner of a freehold residence in Botley yet charged rent, why is this and what is this?

It’s unusual for properties in Botley and has limited impact for conveyancing in Botley but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges from 1977 onwards.

Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be extinguished.

I used Wolstenholmes a few years ago for my conveyancing in Botley. Now, I need the files however the law firm has closed. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Botley of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I decided to have a survey done on a property in Botley prior to instructing lawyers. I have been told that there is a flying freehold element to the house. The surveyor advised that some mortgage companies may refuse to issue a loan on such a property.

It varies from the lender to lender. Santander has different instructions from Nationwide. Should you wish to telephone us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Botley. Conveyancing may be slightly more expensive based on your lender's requirements.