I am hoping to receive a offer of a home loan from Santander. My intention is to enlist the help of a Licensed Conveyancer in Botley. Does the Santander Solicitor panel allow for Licensed Conveyancers?

The Santander conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.

I have justfound out that Arc property Solicitors have closed. They carried out my conveyancing in Botley for a purchase of a freehold house 9 months ago. How can I establish that the property is in my name in the name of the previous owner?

The easiest way to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Botley conveyancing specialists.

I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Botley is where the house is located. What do you suggest?

Flying freeholds in Botley are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Botley you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Botley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Hoping to buy a property located in Botley and I am already nervous. I couldn't find anything specific about Botley. Conveyancing will be needed in due course but do you know about the Botley area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Botley. In the meantime here are some basic statistics that we found

What are the frequently found deficiencies that you witness in leases for Botley properties?

Leasehold conveyancing in Botley is not unique. All leases are individual and legal mistakes in the legal wording can sometimes mean that certain sections are not included. The following missing provisions could result in a defective lease:

Insurance obligations

You could encounter difficulties when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Santander, Virgin Money, and Barclays Direct all have very detailed conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to grant the mortgage, forcing the buyer to pull out.

I own a 1 bedroom flat in Botley, conveyancing having been completed half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Equivalent flats in Botley with over 90 years remaining are worth £192,000. The ground rent is £55 per annum. The lease comes to an end on 21st October 2079

You have 54 years left to run the likely cost is going to be between £32,300 and £37,400 as well as costs.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure in the absence of detailed investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward based on this information without first getting professional advice.