lenderpanel

Find a Oxfordshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Oxfordshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Oxfordshire conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Oxfordshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Oxfordshire

The sellers of the house we are hoping to buy are using a conveyancing practitioner in Oxfordshire who has recommended a preliminary contract with a down payment of 5k. Is it wise to enter into such agreements?

This kind of agreement is unusual in Oxfordshire, conveyancers will often sway clients away from them as they detract from focusing on the primary focus, namely conveyancing and if you end up having your deposit forfeited then the lawyer at best left with an upset client and at worst a litigious one. Furthermore, there is no certainty that just because the seller has executed an exclusivity contract they will complete the sale with you. They may be motivated to break the agreement if they are offered sufficient financial inducement to do so because an aggrieved purchaser with the benefit of a lockoutcontract will still be duty bound to show losses as a consequence of the breach and these may not equate the financial benefit that your seller may secure by reneging on the agreement, no matter how morally condemnable that may be.

It is a dozen years since I acquired my property in Oxfordshire. Conveyancing solicitors have just been instructed on the sale but I am unable to track down my deeds. Is this a major issue?

You need not be too concerned. Firstly the deeds may be with the lender or they may stored with the solicitor who acted in your purchase. Secondly in most cases the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Nearly all conveyancing in Oxfordshire involves registered property but in the unlikely event that your home is not registered it is more tricky but is resolvable.

I have just over seventy years remaining on my lease and need a lease extension for my apartment in Oxfordshire. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/2/2024 the requirements read as follows :

85 years from the date of completion of the mortgage. Please ensure that you explain the implications of a short term lease to the borrower.

My wife and I buying a victorian detached house in Oxfordshire. Our aim is to convert the garage to an office at the house.Will the conveyancing process involve investigations to ascertain if these alterations are permitted?

Your conveyancer should check the registered title as conveyancing in Oxfordshire will sometimes identify restrictions in the title documents which restrict certain works or require the consent of another owner. Some extensions require local authority planning consent and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these things with a surveyor before you commit yourself to a purchase.

Can I be sure that the Oxfordshire conveyancing solicitor on the Kent Reliance panel is any good?

When it comes to conveyancing in Oxfordshire obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor conducting your conveyancing.

I have decided to exercise my right to buy my property in Oxfordshire off the council. I have a mortgage agreed with Kent Reliance. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.

I have been told that property searches are the main reason for stalling in Oxfordshire house deals. Is this right?

The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays in the conveyancing process. Searches are not likely to be the root cause of holding up conveyancing in Oxfordshire.

Last updated

Find out more about how flying freehold can affect your the value of a property.