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Find a Buckingham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Buckingham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Buckingham home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Buckingham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Buckingham

My wife and I are only a couple days away from an exchange on a property in Buckingham and my mum and dad have sent the ten percent deposit to my lawyer. I am now advised that as the deposit has not come from me my conveyancing practitioner needs to disclose this to my mortgage company. I am advised that, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I disclosed to the mortgage company concerning my parents' contribution when I applied for the home loan, so is it really appropriate for this now to delay the deal?

The property lawyer is obliged to check with lender to ensure that they know that the balance of the purchase price is not from your own funds. Your solicitor can only reveal this to your lender if you agree, failing which, your lawyer must cease to continue acting.

My wife and I have recently appointed a conveyancing solicitor in Buckingham. I I would like to check if they are accepted on the Bank of Ireland approved list of lawyers. Could you help?

You should phone the lawyer and enquire if they are on the lender panel. Otherwise please call Bank of Ireland who may be able to assist.

Completion of my remortgage has taken place for my property in Buckingham. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?

Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

I am selling my house. I had a double glazing fitted in July 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, UBS are being pedantic. The Buckingham solicitor who is on the UBS conveyancing panel is saying indemnity insurance will be fine but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?

It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I was told two weeks ago that my mortgage has been agreed to by Nottingham. Is it usual for Nottingham to only issue the offer once my solicitor in Buckingham is approved on their conveyancing panel? Nottingham have asked my solicitor to see a copy of their PI Insurance.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nottingham to deal with your lawyer's application to be on the Nottingham conveyancing panel. There's no guarantee that your solicitor will be accepted.

I'm purchasing my first flat in Buckingham with a loan from Leeds Building Society. The developers would not reduce the price so I negotiated 6k of extras instead. The estate agent suggested that I not reveal to my conveyancer about the side-deal as it would adversely affect my mortgage with Leeds Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Would local authority permission be required to change a house into two appartments in Buckingham? This has occurred to a house next door to a relative in Buckingham and was not aware of the conversion until it was done.

Planning consent is needed for splitting a single house in Buckingham into apartments but possibly not for converting back to single dwelling-house so, simply put, yes.

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